December NSD challenge
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Dazzling December's No-Spend Days Challenge!
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And Hello! to day 12.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
18/24 for me today please - I did buy some veg today to see us through for the next week but that's just normal shopping so it's still a NSD 😁
I have an outing with dd & my grandbaby tonight but it has all been pre-paid (in April!) so I don't imagine anything will be spent ...DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Another one here please CB1
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Hi @cathybird please could I have 8/10 please, today I have been just staying in. Thank you.1
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NSD here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =December targetsAuntieL 15beanielou 16/19BestnamesRgone 12/15Caeraugirl 6/15cathybird 14/15Doris17 10/12HotDog2020 8/10Janeryan 3/10KajiKita 17/15laura lau 7/15laurenh1 12/15leftatthetrafficlights 18/24lilian1977 6/7LittleMissDetermined 13/16Makingabobor2 8/15Nintud 2/15QueenJess 8/15RupacompSecondStar 11/15short bird 12/18🌞 🌞 Everyone welcome to join! 🌞 🌞3
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An early call for today please, as I'm staying in all day to do my Christmas clean xx1
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It's a NSD for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
Counting today as a NSD, as although I did technically spend, it was 3 small items that I had forgotten to get when I got my grocery shopping, and were needed an budgeted for.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 753
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
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