December NSD challenge
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Dazzling December's No-Spend Days Challenge!
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7/10 please @cathybird Thank you, also I almost went to Mr M&S to buy a christmas sandwich but came back and put a meal in the oven instead! Yay! Also I just got a job!1
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@HotDog2020 yay on the NSD and congrats on the new job! xxx
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 15beanielou 16/19
BestnamesRgone 12/15
Caeraugirl 6/15
cathybird 14/15
Doris17 10/12
HotDog2020 7/10
Janeryan 3/10
KajiKita 16/15
laura lau 7/15
laurenh1 10/15
leftatthetrafficlights 17/24
lilian1977 6/7
LittleMissDetermined 12/16
Makingabobor2 7/15
Nintud 2/15
QueenJess 8/15
RupacompSecondStar 11/15
short bird 11/18
🌞 🌞 Everyone welcome to join! 🌞 🌞2 -
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NSD here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Thank you, I am one pleased lady!cathybird said:@HotDog2020 yay on the NSD and congrats on the new job! xxx1 -
#6 for me yesterday please.My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.1 -
it's another one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
Managed a NSD yesterday. Worked from home, stayed off online shops and refused all kiddo requests for online game purchases.
Have to buy wool detergent today and something else I can’t remember. Also need to replace the after eights I’ve eaten 😆MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
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What matters is how we live and love and how we spend our dash. (L Ellis)1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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