December NSD challenge
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Dazzling December's No-Spend Days Challenge!
Comments
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Hi guys
Please May I join in.
I would like to aim for 15 NSDs please
Thanks and good luck everyone for a prosperous New Year
Cuddlymarm
Pay off by Xmas 2026 £175/£2324.67
January NSDs 11/15
January PADs £545
January grocery challenge £94.86/£1501 -
Declaring 2 NSD’s; one on Weds and the other yesterday.2026 decluttering: 96 🤑🥉 ⭐️
2026 use up challenge: 34🥉 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 I 🥉25 🥈50 🥇100 💎1501 -
Please can I have 14/10 today thank you, I did spend but It was all fun money today (pocket money!). Thank you Cathybird.1
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Humph … Naff day. Trip out aborted when we got to the town and Mr KK couldn’t walk due to sciatica - we turned around and came back.Car park £4 paid for from my pocket money.£23.90 on elephant painkiller prescriptions were a necessity!After all that, declaring today an NSD - determinedly bright siding …. 🤷♀️😉
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 6 books of target 52 in 2026 as @ 18th January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 15beanielou 23/19
BestnamesRgone 15/15
Caeraugirl 12/15
cathybird 21/15
Doris17 10/12
HotDog2020 14/10
Janeryan 3/10
KajiKita 21/15
laura lau 7/15
laurenh1 17/15
leftatthetrafficlights 27/24
lilian1977 8/7
LittleMissDetermined 18/16
Makingabobor2 11/15
Nintud 2/15
QueenJess 12/15
RupacompSecondStar 21/15
short bird 17/18
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
1
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
January targetsAuntieL 15beanielou 19BestnamesRgone 15Caeraugirl 20Cassingtonbear 15cathybird 15CrazyBee787 19cuddlymarm 15Doris17 12HotDog2020 10JaneryanKajiKita 20laura lau 15laurenh 20Lillian1977LittleMissDetermined 16Makingabobor2 15NintudQueenJess 15RupacompSecondStar 15short bird 18🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
I will aim for 15 in January for my first ever challenge.No.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.2 -
27/24 for me today please 😁'Happiness is not a destination but the journey you walk every day'
Jan GC: £74.77/£100
DNF: £510/£6700
Garden sections: 0/21
DNF: 3/45
Save 12k in 2026: #37 £510/£6700
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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