December NSD challenge
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Dazzling December's No-Spend Days Challenge!
Comments
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And Hello! to day 12.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
18/24 for me today please - I did buy some veg today to see us through for the next week but that's just normal shopping so it's still a NSD 😁
I have an outing with dd & my grandbaby tonight but it has all been pre-paid (in April!) so I don't imagine anything will be spent ...'Happiness is not a destination but the journey you walk every day'
Jan GC: £74.77/£100
DNF: £510/£6700
Garden sections: 0/21
DNF: 3/45
Save 12k in 2026: #37 £510/£6700
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Another one here please CB
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Hi @cathybird please could I have 8/10 please, today I have been just staying in. Thank you.1
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NSD here 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 7 books of target 52 in 2026 as @ 23rd January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 15beanielou 16/19
BestnamesRgone 12/15
Caeraugirl 6/15
cathybird 14/15
Doris17 10/12
HotDog2020 8/10
Janeryan 3/10
KajiKita 17/15
laura lau 7/15
laurenh1 12/15
leftatthetrafficlights 18/24
lilian1977 6/7
LittleMissDetermined 13/16
Makingabobor2 8/15
Nintud 2/15
QueenJess 8/15
RupacompSecondStar 11/15
short bird 12/18
🌞 🌞 Everyone welcome to join! 🌞 🌞3 -
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An early call for today please, as I'm staying in all day to do my Christmas clean xx1
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It's a NSD for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Counting today as a NSD, as although I did technically spend, it was 3 small items that I had forgotten to get when I got my grocery shopping, and were needed an budgeted for.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1150/£3000
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Studies/surveys January £65.85
Decluttering items 1402/2025. 67/2026
Books read 23 in 2025. 2026- 3 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
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