UC and if you go over 16k?

HillStreetBlues

It makes no sense to me at all

Given this, I would require evidence supporting the earnings and benefits used within the assessment period, to disregard them.

if earnings and/ or  benefits are used, then how can they be disregarded?  It's impossible to disregard something that you no longer have. 

blackstar

HillStreetBlues said:

It makes no sense to me at all

Given this, I would require evidence supporting the earnings and benefits used within the assessment period, to disregard them.

if earnings and/ or  benefits are used, then how can they be disregarded?  It's impossible to disregard something that you no longer have. 

It makes no sense at all? Only thing that might make sense is he is trying to see if I haven't immediately withdrawn the earnings/ benefits and sent off somewhere, rather than having used them for living expenses? Maybe hes wanting to confirm it's not deprivation of capital? 

HillStreetBlues

blackstar said:

HillStreetBlues said:

It makes no sense to me at all

Given this, I would require evidence supporting the earnings and benefits used within the assessment period, to disregard them.

if earnings and/ or  benefits are used, then how can they be disregarded?  It's impossible to disregard something that you no longer have. 

It makes no sense at all? Only thing that might make sense is he is trying to see if I haven't immediately withdrawn the earnings/ benefits and sent off somewhere, rather than having used them for living expenses? Maybe hes wanting to confirm it's not deprivation of capital? 

The more I reread it the more I haven't the foggiest idea what they are trying to say.
With the DLA they are claiming it's income & capital in the same AP,  as NedS has pointed out it can't be both in same AP

Maybe someone else can decipher it, I can't even offer advice on a reply as I don't think it would be helpful.

huckster

They are simply saying that if you receive £4k in benefits per month, you need to provide evidence that you spent all of the £4k. That you are not saving any of the benefit amount.

Because you appear to have one account, they are getting you to prove this.

blackstar

huckster said:

They are simply saying that if you receive £4k in benefits per month, you need to provide evidence that you spent all of the £4k. That you are not saving any of the benefit amount.

Because you appear to have one account, they are getting you to prove this.

While doing the dishes I had a thought?

You know on the UC system for "money saving and investments" declaration. Why would I declare my wage for that AP? Surley I should not as its not at that point money savings or investments right? Its not disregarded capital either. It's income received in that AP right? It doeant cone under the money saving and investments. UC already know my wage and will make deductions on my UC payment anyway, they cant do that and also count it as capital the same time when it's not yet capital, it's income right? So I should just minus it from the total from my bank balance when I make a money savings and investments declaration right? 

Similar goes for my saved COL payments, I shouldn't include them under the money savings and investments declaration either right? 🤔

HillStreetBlues

blackstar said:

huckster said:

They are simply saying that if you receive £4k in benefits per month, you need to provide evidence that you spent all of the £4k. That you are not saving any of the benefit amount.

Because you appear to have one account, they are getting you to prove this.

While doing the dishes I had a thought?

You know on the UC system for "money saving and investments" declaration. Why would I declare my wage for that AP? Surley I should not as its not at that point money savings or investments right? Its not disregarded capital either. It's income received in that AP right? It doeant cone under the money saving and investments. UC already know my wage and will make deductions on my UC payment anyway, they cant do that and also count it as capital the same time when it's not yet capital, it's income right? So I should just minus it from the total from my bank balance when I make a money savings and investments declaration right? 

Similar goes for my saved COL payments, I shouldn't include them under the money savings and investments declaration either right? 🤔

 The terminology on the UC account is totally misleading. It talks about monies but it should be about capital.
There are correct ways to calculate it, Either report all monies and  have income and disregard deducted from the total of monies.
Or just report counted capital, that means leaving off income and disregarded  or even a hybrid of the two.
What the DWP does is ask for all monies then treats it all as capital which is clearly wrong.

I use method two, I would report counted capital,  but as my counted capital is under £6k I don't bother updating it. My monies are far above £6k
 

Spoonie_Turtle

blackstar said:

huckster said:

They are simply saying that if you receive £4k in benefits per month, you need to provide evidence that you spent all of the £4k. That you are not saving any of the benefit amount.

Because you appear to have one account, they are getting you to prove this.

While doing the dishes I had a thought?

You know on the UC system for "money saving and investments" declaration. Why would I declare my wage for that AP? Surley I should not as its not at that point money savings or investments right? … It doeant cone under the money saving and investments. 

Well if wages aren't money I don't know what they are!  Same with the CoL payments.

That's why we're in this pickle, answering the questions they ask.  They're asking the wrong questions but I don't think there's much we can do about it.

HillStreetBlues

Spoonie_Turtle said:

 They're asking the wrong questions but I don't think there's much we can do about it.

Not only wrong they are also incoherent.

born_again

huckster said:

They are simply saying that if you receive £4k in benefits per month, you need to provide evidence that you spent all of the £4k. That you are not saving any of the benefit amount.

Because you appear to have one account, they are getting you to prove this.

I agree with others that DWP can't have it both ways.

Would be better to open a new account. Transfer current funds to that & use the current one for daily living, so it is clear that funds coming in are spent for daily living. The rest is in effect savings, thus capital.

But this really is a farce & common sense is not in play at all.
Sometimes you just have to play the game by playing  the rules 😶‍🌫️

Really think this is going to end up at a tribunal to get a ruling on.

blackstar

Thank you all so very much for your advice and support. 
It is looking like the only option left is a tribunal to correct this as based on what the Mandatory reconsideration guy said on how hes going to so the disregards etc it will be an incorrect outcome. 

I shall keep you all updated.