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UC and if you go over 16k?
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blackstar said:Spoonie_Turtle said:blackstar said:BORN again thanks for the advice.
Spoonie, thanks for your advice and yes I will take a screenshot next time. There is a box for welfare support payments whixh I belive are disregarded for 12 months. Last month we put in our child's direct payments ie Self Directed Support and that amount was then deducted from our capital at the end of the declaration. Rather than it just simply being ignored as it should have been. So had to start all over again.
I was shocked when it deducted the welfare support payments from our overall capital rather than just disregarding it as capital? Makes no sense at all??? Plus Direct payment ie SDS in Scotland is not a welfare support payment either its totally different but that was the closest category so had to change it and just declare it as the advisor told me to do in the journal.
Yes glad you are just debating the 6k aspect and not a over 16k affecting overall eligibility...we are 10k below the 16k but if you add on the direct payment for our disabled child it takes us over 16k, even though this money is not technically ours, it can only be used for specific things the council have approved to meet our childs disability and controlled by the council and any underspend is automatically recouped by the council, they control the allpay account but the advisor on Uc journal told us we have to still declare it as its money we have access too...
Really badly designed, terrible process. The option to put disregarded amounts per that screen with the list of boxes is a step forward, but it's not as helpful as I had imagined it would be when I heard they'd brought it in.
[I honestly despair for people who don't know there's a difference between income and capital, or that certain payments are disregarded. And I dread to think how much money DWP is wrongly deducting from people.]2 -
blackstar said:Thanks all.
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Trouble is, does this mean the same thing will happen everytime my savings are more or less than £250 difference at the end of each AP?
So once you hit £6K you are ment to declare your capitol, as for each £250 or part of, over the £6K your UC is reduced by £4.35. If you have £6.5K then thats a reduction of £8.70.
You are then meat to declare if you go above this or if you drop to £6,250. As either will change the deduction.
Just a reminder for others that any wage or benefits received in the AP is not counted as capitol until the end of the following AP.
Proud to have dealt with our debtsStarting debt 2005 £65.7K.
Current debt ZERO.DEBT FREE0
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