UC and if you go over 16k?

NedS

blackstar said:

UPDATE

So after almost a month of them passing onto a DM to decide what capital we have, we got a journal message from a DM at the Canterbury Service Centre (we are in Scotland).

They said 

"On 24 July 2025, your total money, savings and investments was £12289.41."

They have put our capital to over 6k more than what it should be as on the last day of our AP on 28th June 2025 our capital after deductions was £6,432.47. Our AP is 29th - 28th. 

We know we have correctly disregarded the right amount of capital.

We have written a Mandatory Reconsideration in the journal asking why our journal declarations were ignored where we show the correct amount of capital and why certain capital should be disregarded. 
We also asked for their breakdown as to what they have not disregarded and why?

Also does anyone know they stated our capital on 24th July 2025 was £12289.41 but the date we made the journal declaration was the last day of our AP which was June 28th 2025. So did they go through all our bank accounts yesterday without us knowing and come to that figure yesterday? Confused? 

Anyone advice on what to do next?

Thanks all

They probably just entered the date that they made the decision (24th July), rather than the date you declared the change. They do not have access to your bank accounts so would only have been able to use the statements/evidence you provided in making their decision.

If you do not agree, you can ask for a written statement of reasons (WSOR) which may or may not show how they have calculated your capital, and can request a Mandatory Reconsideration.

Are you able to work out how they arrived at the figure of £12,289.41 from the evidence you provided, which may help explain what they've done?

In your Mandatory reconsideration, I would not focus too much on what they may have or have not done, but rather clearly lay out the balances of any accounts (preferably on the last day of the AP) together with any disregards that you believe apply.

HillStreetBlues

NedS said:

In your Mandatory reconsideration, I would not focus too much on what they may have or have not done, but rather clearly lay out the balances of any accounts (preferably on the last day of the AP) together with any disregards that you believe apply.

I agree.
With the MR just concentrate on why you are correct in your calculation. It's a waste of time showing they are wrong as if they are wrong that doesn't prove you are right (you could both be wrong) Break everything down in simple steps