We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

All change for 2025

Options
15681011114

Comments

  • Fingers crossed for you!

    I finish on the 19th and don't go back until 13th January - buzzing!!!

    I mean I'll still be doing my part time job - dog walking - but still no real work.
    Debt Free - 4th June 2025
  • Another one here counting down until time off for christmas - bring it on! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Sun_Addict
    Sun_Addict Posts: 24,002 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I wondered where you’d got to and just found you’ve started a new diary. So have subscribed and now have a fair few pages to catch up on 😆
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 21,896 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fingers crossed for you!

    I finish on the 19th and don't go back until 13th January - buzzing!!!

    I mean I'll still be doing my part time job - dog walking - but still no real work.
    That's a lovely amount of time off!  Hope you enjoy it.

    Another one here counting down until time off for christmas - bring it on! 
    Definitely, I can't wait!

    I wondered where you’d got to and just found you’ve started a new diary. So have subscribed and now have a fair few pages to catch up on 😆
    Haha, glad you found me!
    "If you can dream it, you can do it". Walt Disney
  • jwil said:
    Today's PAD - £7 (includes £5 lotto win)

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £118
    June - £93
    July - £123
    Aug - £118
    Sep - £60
    Oct - £113
    Nov - £66
    Dec - £9
    Hello I've enjoyed reading your diary and good to see you making progress. Pardon my ignorance as not been a follower of debt free diaries for that long so still learning some of the abbreviations :-) what does PAD mean?
    On a separate note I too watched Buy Now a stark reminder of how the big corporations are so greedy !! You'll probably realise my profile name takes a dig at them!
     
  • ladyholly
    ladyholly Posts: 3,929 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    How could you take a swipe at honest business people :D:D  I am joking of course I wish I had thought of it.  To answer your question PAD means payment a day.
  • ladyholly said:

    How could you take a swipe at honest business people :D:D  I am joking of course I wish I had thought of it.  To answer your question PAD means payment a day.
    Thanks ladyholly I love learning the new terminology and Jeff and Elon are getting absolutely  NADA from me! Well done jwil on the PAD's this is good inspiration for me , I think I'm going to start doing the same! On a positive note I've just completed another NSD today and yesterday was a NSD and tomorrow I'm planning on another NSD
  • jwil
    jwil Posts: 21,896 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil said:
    Today's PAD - £7 (includes £5 lotto win)

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £118
    June - £93
    July - £123
    Aug - £118
    Sep - £60
    Oct - £113
    Nov - £66
    Dec - £9
    Hello I've enjoyed reading your diary and good to see you making progress. Pardon my ignorance as not been a follower of debt free diaries for that long so still learning some of the abbreviations :-) what does PAD mean?
    On a separate note I too watched Buy Now a stark reminder of how the big corporations are so greedy !! You'll probably realise my profile name takes a dig at them!
     
    Hi there!  I absolutely love your user name!  I will never buy anything from the first one, and though I do use the big river site, I increasingly try and find what I can elsewhere.

    I see LH has kindly advised about the PAD.  I liked the visuals in Buy Now, it helped bring it to life.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 21,896 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ladyholly said:

    How could you take a swipe at honest business people :D:D  I am joking of course I wish I had thought of it.  To answer your question PAD means payment a day.
    Thanks ladyholly I love learning the new terminology and Jeff and Elon are getting absolutely  NADA from me! Well done jwil on the PAD's this is good inspiration for me , I think I'm going to start doing the same! On a positive note I've just completed another NSD today and yesterday was a NSD and tomorrow I'm planning on another NSD
    Well done on the NSDs, that's great in December!  Good luck if you start padding.  They don't count as a spend in my book.
    "If you can dream it, you can do it". Walt Disney
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.