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  • Fingers crossed for you!

    I finish on the 19th and don't go back until 13th January - buzzing!!!

    I mean I'll still be doing my part time job - dog walking - but still no real work.
    Debt Free - 4th June 2025
  • Another one here counting down until time off for christmas - bring it on! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
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    £100k barrier broken 1/4/25
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  • Sun_Addict
    Sun_Addict Posts: 24,118 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I wondered where you’d got to and just found you’ve started a new diary. So have subscribed and now have a fair few pages to catch up on 😆
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fingers crossed for you!

    I finish on the 19th and don't go back until 13th January - buzzing!!!

    I mean I'll still be doing my part time job - dog walking - but still no real work.
    That's a lovely amount of time off!  Hope you enjoy it.

    Another one here counting down until time off for christmas - bring it on! 
    Definitely, I can't wait!

    I wondered where you’d got to and just found you’ve started a new diary. So have subscribed and now have a fair few pages to catch up on 😆
    Haha, glad you found me!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil said:
    Today's PAD - £7 (includes £5 lotto win)

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £118
    June - £93
    July - £123
    Aug - £118
    Sep - £60
    Oct - £113
    Nov - £66
    Dec - £9
    Hello I've enjoyed reading your diary and good to see you making progress. Pardon my ignorance as not been a follower of debt free diaries for that long so still learning some of the abbreviations :-) what does PAD mean?
    On a separate note I too watched Buy Now a stark reminder of how the big corporations are so greedy !! You'll probably realise my profile name takes a dig at them!
     
  • ladyholly
    ladyholly Posts: 3,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    How could you take a swipe at honest business people :D:D  I am joking of course I wish I had thought of it.  To answer your question PAD means payment a day.
  • ladyholly said:

    How could you take a swipe at honest business people :D:D  I am joking of course I wish I had thought of it.  To answer your question PAD means payment a day.
    Thanks ladyholly I love learning the new terminology and Jeff and Elon are getting absolutely  NADA from me! Well done jwil on the PAD's this is good inspiration for me , I think I'm going to start doing the same! On a positive note I've just completed another NSD today and yesterday was a NSD and tomorrow I'm planning on another NSD
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil said:
    Today's PAD - £7 (includes £5 lotto win)

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £118
    June - £93
    July - £123
    Aug - £118
    Sep - £60
    Oct - £113
    Nov - £66
    Dec - £9
    Hello I've enjoyed reading your diary and good to see you making progress. Pardon my ignorance as not been a follower of debt free diaries for that long so still learning some of the abbreviations :-) what does PAD mean?
    On a separate note I too watched Buy Now a stark reminder of how the big corporations are so greedy !! You'll probably realise my profile name takes a dig at them!
     
    Hi there!  I absolutely love your user name!  I will never buy anything from the first one, and though I do use the big river site, I increasingly try and find what I can elsewhere.

    I see LH has kindly advised about the PAD.  I liked the visuals in Buy Now, it helped bring it to life.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ladyholly said:

    How could you take a swipe at honest business people :D:D  I am joking of course I wish I had thought of it.  To answer your question PAD means payment a day.
    Thanks ladyholly I love learning the new terminology and Jeff and Elon are getting absolutely  NADA from me! Well done jwil on the PAD's this is good inspiration for me , I think I'm going to start doing the same! On a positive note I've just completed another NSD today and yesterday was a NSD and tomorrow I'm planning on another NSD
    Well done on the NSDs, that's great in December!  Good luck if you start padding.  They don't count as a spend in my book.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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