We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
All change for 2025
Comments
-
I managed to get off my rear and do a few bits this morning, so I've tidied round, hoovered, washed and dried the blankets from the sofas, and made up some bacon and cheese turnovers to use up some bacon and pastry in the fridge. I had one lot for lunch and the rest have gone in the freezer. I've a little bacon left so will use that for lentil soup, which will also use up some carrots.
I also sat down and watched the last two episodes of Lockerbie, that was good."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
Sorry the work saga continues. It's just shocking how employers act sometimes. Glad you managed to potter about hit also relax a bit. A cat nap is allowed though if you need one xJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k2 -
Slow and steady if you're under the weather but lentil soup sounds good
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes2 -
Thank youNeverendingDMP said:Sorry the work saga continues. It's just shocking how employers act sometimes. Glad you managed to potter about hit also relax a bit. A cat nap is allowed though if you need one x
Thank youLzzyIsGod said:Slow and steady if you're under the weather but lentil soup sounds good "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
PAD (Payment a Day)
Today's PAD - £4, yesterday £20 (survey cashout)
Jan - £101"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
You’ve hit three figures. Great start to the yearMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.2
-
Your PAD is amazing! Debt Free: 6th November 2025!! 🥳
Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £232,212.93
2026 goals:
26 books (3)
26lbs lost (2)
£26k sinking funds & savings (£6.5k)
£2600 mortgage o/p (£400)
20,600 exercise and meditation minutes (2.8k)
2.6l water a day
2026 Top Cashback accrued: £5.46
Nectar: £116.50
Boots: £1.99
DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum2 -
Awesome PAD.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.1 -
I’m in awe of your PAD…..note to self must try harder!!!Rubbish news about your colleague. Hope you have news soon. The waiting must be awful x2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603.2K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards