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I managed to get off my rear and do a few bits this morning, so I've tidied round, hoovered, washed and dried the blankets from the sofas, and made up some bacon and cheese turnovers to use up some bacon and pastry in the fridge. I had one lot for lunch and the rest have gone in the freezer. I've a little bacon left so will use that for lentil soup, which will also use up some carrots.
I also sat down and watched the last two episodes of Lockerbie, that was good."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
Sorry the work saga continues. It's just shocking how employers act sometimes. Glad you managed to potter about hit also relax a bit. A cat nap is allowed though if you need one xJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Sept 26- just under 62k
June 25 Debts in my name were £5170. Now 6122 (Oct 26)
DH debts ?? at a guess £15k2 -
Slow and steady if you're under the weather but lentil soup sounds good
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes2 -
Thank youNeverendingDMP said:Sorry the work saga continues. It's just shocking how employers act sometimes. Glad you managed to potter about hit also relax a bit. A cat nap is allowed though if you need one x
Thank youLzzyIsGod said:Slow and steady if you're under the weather but lentil soup sounds good "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
PAD (Payment a Day)
Today's PAD - £4, yesterday £20 (survey cashout)
Jan - £101"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
You’ve hit three figures. Great start to the yearJune 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest2 -
Your PAD is amazing! Debt Free: 6th November 2025!! 🥳
Mortgage (MFD 06/2045) (Jan 25) £238,983.71. Current: £225,000. Remortgage due July 2031. 19 years remaining.
Emergency funds and sinking funds (£5,100)
Credit Union Savings (£300)
Pension - paying in 19% (emp contribution included)
DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum2 -
Awesome PAD.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]1 -
I’m in awe of your PAD…..note to self must try harder!!!Rubbish news about your colleague. Hope you have news soon. The waiting must be awful x2
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