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Oh I keep meaning to look at The Island - although it needs a time when I will concentrate properly on it due to the subtitles!
I went right back to the beginning on Casualty a while ago - the early seasons are available via various TV channels now as “classic Casualty” - wuite good fun harking back to characters who I loved at the time but had forgotten, and also seeing where now household names popped up early in their careers. Another oldie but goodie for me is Spooks which I loved and have re-watched a couple of times, plus you get gr bonus of Rupert Penry-Jones and then Richard Armitage! 😆 We also watched Line of Duty way later than everyone else seemed to have done and loved that too.Great that it appears the news on your job is good - and yes to enjoying some peace too - although I don’t have small people around MrEH does have a tendency to have the TV on most evenings so sometimes it really is nice just to sit in the quiet.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Great pad.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.2 -
I love going back to old favourites, it's nice revisiting. DH has some of the Spooks series on DVD though I've never watched it. I've not seen Line of Duty either, so all sound good!EssexHebridean said:Oh I keep meaning to look at The Island - although it needs a time when I will concentrate properly on it due to the subtitles!
I went right back to the beginning on Casualty a while ago - the early seasons are available via various TV channels now as “classic Casualty” - wuite good fun harking back to characters who I loved at the time but had forgotten, and also seeing where now household names popped up early in their careers. Another oldie but goodie for me is Spooks which I loved and have re-watched a couple of times, plus you get gr bonus of Rupert Penry-Jones and then Richard Armitage! 😆 We also watched Line of Duty way later than everyone else seemed to have done and loved that too.Great that it appears the news on your job is good - and yes to enjoying some peace too - although I don’t have small people around MrEH does have a tendency to have the TV on most evenings so sometimes it really is nice just to sit in the quiet.
Yes, fingers crossed I'm ok now, just waiting for the final confirmation.
Thank youbeanielou said:Great pad.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I thought Spooks was really well made but got too invested and then couldn't watch it...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.5K Net savings after CCs 11/2/26 (but owed £1.4K) so £2.9K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/261 -
I struggled to get into spooks, don't know if it's because I'm watching it many years later.*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £0
*Total debt - £7000/£11641.17*
Savings
*Sinking Fund - £800/£2500
*Emergency Fund - £1000/£1000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
I loved Spooks except what I think was the first episode. The one with the chip fryer which still makes me shiver if I think of it.1
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savingholmes said:I thought Spooks was really well made but got too invested and then couldn't watch it...Sarahwithlove said:I struggled to get into spooks, don't know if it's because I'm watching it many years later.
Ooh I'm getting intriguedladyholly said:I loved Spooks except what I think was the first episode. The one with the chip fryer which still makes me shiver if I think of it.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I’ve been a lurker for a while and have read most of your diary, I just want to say how amazing you’re doing with your PAD! 😀Debt Free: 6th November 2025!! 🥳
Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £232,212.93
2026 goals:
26 books (3)
26lbs lost (2)
£26k sinking funds & savings (£6.5k)
£2600 mortgage o/p (£400)
20,600 exercise and meditation minutes (2.8k)
2.6l water a day
2026 Top Cashback accrued: £5.46
Nectar: £116.50
Boots: £1.99
DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum2 -
Aww thank youSpendywendywoo said:I’ve been a lurker for a while and have read most of your diary, I just want to say how amazing you’re doing with your PAD! 😀 That's really kind. Don't feel you need to be a lurker, and well done for getting through my waffle! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
PAD (Payment a Day)
Today's PAD - £5
Jan - £73"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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