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Also The Split. Barcelona.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Sarahwithlove said:Enjoy the peace and quiet sometimes it's just needed.
Thank youbeanielou said:Enjoy the peace.
It's very rare I get to sit in silence so I enjoy it when I get the chance! DH and the kids always have the radio or tv or their devices on. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I've sold an item so that's been packed and posted. I'm trying to find my opticians prescription as my glasses broke over christmas and I was going to try and get a couple of spare pairs online. I'm back on my old ones at the moment.
A bit more freezer decluttering for tea tonight."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
All caught up on your diary.
I have liked things like Bones, Castle, Greys, White Collar, Body of Proof etc... Not currently watching any of that kind of thing though - as I get too invested in the characters and can't cope with what they do to them!!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
I love all of those programmessavingholmes said:All caught up on your diary.
I have liked things like Bones, Castle, Greys, White Collar, Body of Proof etc... Not currently watching any of that kind of thing though - as I get too invested in the characters and can't cope with what they do to them!!*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8440/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1010/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
Just watched the first 2 episodes of a Scottish tv series called The Island or An t-Eilean lots of spoken gaelic with some subtitles
its on BBC iplayer.Enjoyed it.2 -
Thank you. I love Bones, but haven't watched any of the others so thank you! I also get very invested in the characters.savingholmes said:All caught up on your diary.
I have liked things like Bones, Castle, Greys, White Collar, Body of Proof etc... Not currently watching any of that kind of thing though - as I get too invested in the characters and can't cope with what they do to them!!
They are probably right up my street.Sarahwithlove said:
I love all of those programmessavingholmes said:All caught up on your diary.
I have liked things like Bones, Castle, Greys, White Collar, Body of Proof etc... Not currently watching any of that kind of thing though - as I get too invested in the characters and can't cope with what they do to them!!
I like the sound of that, thank you!Debsnewbudget said:Just watched the first 2 episodes of a Scottish tv series called The Island or An t-Eilean lots of spoken gaelic with some subtitles
its on BBC iplayer.Enjoyed it."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Happy Saturday!
I don't think we are up to much today. I've just set up a new monthly saver for DH. We won the lottery last night, a whole £2.80.
Laptop seems to be running a bit better today. The battery is clearly dying though so I'll need to see how much that costs to replace. We use it plugged in though, more like a desktop so it's not urgent.
Better PAD today due to a balance that I hadn't withdrawn. I've also withdrawn yesterday's sale payment today so will pad that tomorrow."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
PAD (Payment a Day)
Today's PAD - £9
Jan - £68"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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