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A nice relaxed day today. I've finished going through the SW books and have kept most but have a few I will list. I might be able to thin them further later on as I'm sure the same recipes cropped up more than once, but I've spotted a few nice ones that I will try.
I decluttered my hot water bottle today as it was feeling a bit thin, and not a risk I'm willing to take. I had a spare one in for this situation, so will need to replace the spare one now.
My not spending in January didn't last very long as when we went to the supermarket yesterday I bought a food flask. I want to use it for soup. I had a soup cup but it always leaked so I stopped using it. Hopefully with this and my new food prep containers I can get back to taking lunches to work again now.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
My regular saver took a payment yesterday and another one this morning! That's a bit annoying, but it matures in a couple of weeks, so I'll be able to get it back.
I did my grocery shop today and it was less than £60 so that's a good start. I'm trying to declutter the food cupboards in January so will be trying to use as much of that as I can. Hopefully that will keep costs down. After I've finished that, I'll look into SW properly."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Sounds like you’ve had a very productive day.Read some horror stories about burst hot water bottles recently, just checked mine as I’ve had it a while but it seems ok.And it’s Friday tomorrow!!2
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You can check the date a hot water bottle was made by looking at the flower motif apparently. The dots in the petal are supposed to indicate the year and month.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...4 -
Justcrackingonwithit said:Sounds like you’ve had a very productive day.Read some horror stories about burst hot water bottles recently, just checked mine as I’ve had it a while but it seems ok.And it’s Friday tomorrow!!
Happy Friday!NeverendingDMP said:You can check the date a hot water bottle was made by looking at the flower motif apparently. The dots in the petal are supposed to indicate the year and month."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Today's PAD - £3
Jan - £18"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Little miss has a friend here today, so I've mostly been pottering around. I've done my revised financial statement for the DMP, and my payments will be staying the same so that's easy enough. They've helped to declutter a few things this morning by using up items so that's all good.
I've also taken photos for a load of stuff to list, just need to gather enthusiasm to do the listings now!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Doing the listings is the worst thing for sure, that and waiting for people to collect if it’s via FB market place. I sold a fair bit through vinted last year when I had a clear out, that wasn’t too bad. Good luck with it x1
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Good luck with the listing, I have a pile to do as well.
"Make Everyday Count"1 -
Well done on last year's achievements. Wishing you all the best for this year too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251
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