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  • jwil
    jwil Posts: 22,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hello, thanks for all your posts on my diary, hope there's room for a little one (okay, medium sized) here on yours!

    I've had a wee read-back, and you have had a lot to deal with lately, well done for keeping going with the stress of the car, your work, DH's work, little jwil's trousers and arm, and little miss's appointments and diagnosis

    And you've still been smashing it with the weight loss, sales, car payments and PADs! 👏
    Thank you :)  It's always lovely to have visitors.  Thanks for reading!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The pile of stuff has not disappeared, but has reduced a fair amount, it's a start!

    We're off to a firework display tonight.

    I've got a nice little pile of stuff to sell, I just need to try and motivate myself to do it!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Could you buy some better fitting clothes with sales proceeds? Well done on all the progress 
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • beanielou
    beanielou Posts: 97,051 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Absolutely fantastic result for you with SW. Be very proud of yourself. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 97,051 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    PS. Well done to DH. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Could you buy some better fitting clothes with sales proceeds? Well done on all the progress 
    Thank you :)  It's only low value stuff, so I doubt there would be enough to buy much - probably why the motivation to list it is low!

    beanielou said:
    Absolutely fantastic result for you with SW. Be very proud of yourself. 
    beanielou said:
    PS. Well done to DH. 
    Thank you :)  It's good on both parts.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £268
    Oct - £83
    Nov - £22

    Car balance Sept 25 - £11,031 - now £9,531
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Newstartforme
    Newstartforme Posts: 273 Forumite
    100 Posts Name Dropper
    jwil , huge well done , that's a big loss at this stage of your journey . You could experiment with vinted with size and fit from different brands and sell on anything unsuitable . Hope fireworks went well x
  • MFWannabe
    MFWannabe Posts: 2,493 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    jwil said:
    Speaking of clothes, I've been browsing a bit on vinted as I will at some point need to get something, and I don't really know where to start!

    I've been buying most of my clothes from a plus size retailer for most of my adult life, because I know how they fit and what size to buy! I think I'm going to be paralysed by indecision and fear that I'll spend money on things that won't fit.  The shops around here (both charity and normal) don't seem to have a big stock of larger sizes, so I'll be stuck with online for a little while yet. I'll have to dip my toe in at some point!  I have a relative telling me my tops are too baggy, though I still reckon I'll see the winter out with most of what I've got.

    I've updated my financial spreadsheets today and done a bit of a money shuffle.  I've also updated my spending spreadsheets.  It looks like we've made some savings on annual bills this year, but spent more generally.  I need to slow that down and bump up the debtbusting/savings really!
    Search for the brands you know fit x 

    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



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