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  • jwil
    jwil Posts: 22,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Humboldt said:
    Morning @jwil just dropping by to say thanks again for your support, and to wish you a very merry Christmas.
    Thank you :)  I hope you have a lovely Christmas too :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I now feel like Christmas has officially started.  I managed to finish everything I wanted to before our friends popped in, so I can relax now.  We popped to the supermarket after they'd been, which was not a great idea, but at least I don't need to worry now, as I picked up the milk and a couple of other items that I'd forgotten.

    Me and the kids have been watching Christmas films this afternoon - started with the Grinch, the animated version which I hadn't seen before, and I thought that was really nice.  Then the Nightmare before Christmas, then One Magic Christmas which I watched alone as it always makes me cry.

    It's nice just to chill!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sounds like a wonderful afternoon, enjoy and have a lovely Christmas xx
  • jwil
    jwil Posts: 22,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a wonderful afternoon, enjoy and have a lovely Christmas xx
    Thank you :)  It made a nice change.  Have a lovely Christmas as well xx
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £319
    Feb - £135
    Mar - £129
    Apr - £114
    May - £118
    June - £93
    July - £123
    Aug - £118
    Sep - £60
    Oct - £113
    Nov - £66
    Dec - £69
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Christmas eve everyone!

    It's a nice feeling not to have to do anything today.  It's a chill out day for sure.  DH is working still today but he's off tomorrow and Boxing day.  We'll have a takeaway tonight so no cooking.

    I'll be prepping the veg for tomorrow but not much else planned.

    Have a good one :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil said:
    Happy Christmas eve everyone!

    It's a nice feeling not to have to do anything today.  It's a chill out day for sure.  DH is working still today but he's off tomorrow and Boxing day.  We'll have a takeaway tonight so no cooking.

    I'll be prepping the veg for tomorrow but not much else planned.

    Have a good one :)
    Have a lovely few days. Happy Christmas x
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happiest of Christmas’s to you and yours xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Happy Christmas, enjoy your takeaway 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • jwil
    jwil Posts: 22,054 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil said:
    Happy Christmas eve everyone!

    It's a nice feeling not to have to do anything today.  It's a chill out day for sure.  DH is working still today but he's off tomorrow and Boxing day.  We'll have a takeaway tonight so no cooking.

    I'll be prepping the veg for tomorrow but not much else planned.

    Have a good one :)
    Have a lovely few days. Happy Christmas x
    beanielou said:
    Happiest of Christmas’s to you and yours xx
    Happy Christmas, enjoy your takeaway 
    Thank you all, hope it's a good one for you too xx
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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