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@jwil am I a heartless swine to suggest shifting some kids' stuff while they're out?! They likely wouldn't notice. Right, I'll get my coat...love Humdinger xx2
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Humdinger1 said:@jwil am I a heartless swine to suggest shifting some kids' stuff while they're out?! They likely wouldn't notice. Right, I'll get my coat...love Humdinger xx*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
jwil said:Happy Sunday. I was up earlier than planned, and feel a bit CBA today, so I'm just going to snuggle up and chill. I've got the last of the bedding in the wash so at least that will be done with the exception of our duvet which I'll do tomorrow.
I'm feeling the urge to ramp up the decluttering next year. Despite getting rid of lots, everywhere is still rammed and it's very frustrating. There's loads of kids stuff around which they never use, so I need to try and persuade them to get rid. I can do another sweep of my stuff too, though I've got the least in the household. Everywhere gets so grubby as it's always such a huge job to move everything to clean, and I am either short of time, or it just seems too much effort half the time.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Humdinger1 said:@jwil am I a heartless swine to suggest shifting some kids' stuff while they're out?! They likely wouldn't notice. Right, I'll get my coat...love Humdinger xxSarahwithlove said:Humdinger1 said:@jwil am I a heartless swine to suggest shifting some kids' stuff while they're out?! They likely wouldn't notice. Right, I'll get my coat...love Humdinger xxNeverendingDMP said:jwil said:Happy Sunday. I was up earlier than planned, and feel a bit CBA today, so I'm just going to snuggle up and chill. I've got the last of the bedding in the wash so at least that will be done with the exception of our duvet which I'll do tomorrow.
I'm feeling the urge to ramp up the decluttering next year. Despite getting rid of lots, everywhere is still rammed and it's very frustrating. There's loads of kids stuff around which they never use, so I need to try and persuade them to get rid. I can do another sweep of my stuff too, though I've got the least in the household. Everywhere gets so grubby as it's always such a huge job to move everything to clean, and I am either short of time, or it just seems too much effort half the time."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
A lazy day today mostly reading. At least the beds are done now which is another hated job. Little miss has been tidying up her room at a threat of losing her electronics. At least I can see the floor now so I can hoover tomorrow."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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I need to change the sheet on my bed. Sigh.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
beanielou said:I need to change the sheet on my bed. Sigh."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Today's PAD - £2
Jan - £319
Feb - £135
Mar - £129
Apr - £114
May - £118
June - £93
July - £123
Aug - £118
Sep - £60
Oct - £113
Nov - £66
Dec - £67"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I had a text from friends last night saying they were going to pop in today, so that's given me the kick up the rear I needed to finally get everything tidied.
I've packed away the decorating stuff for the bathroom, we haven't finished, but it's annoying. I've tucked it into the airing cupboard so that it's easily accessible. Bathroom cleaned, and hoovered upstairs and down. I've tidied up in the middle room where there was some stuff just dumped, and cleared a few bits from the front room.
I've washed the dog bed, and now got my duvet in the wash. I just need to tidy up the kitchen and organise the Christmas food, and then that will be everything done I think. Why I don't just get on with it instead of procrastinating all the time I just don't know! That's loads of things ticked off my mental to do list, and it's only taken a couple of hours. It will also make me more inclined to start the decluttering after Christmas, when I don't feel like I need to tidy the whole house first."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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