We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
All change for 2025
Comments
-
Well done on the weight loss and winning the prize 🥳 You’re doing amazing!I get knocked down but I get up again (Chumbawamba, Tubthumping)2
-
Community fridge sounds awesome!
I am loving Olio lately, although it's limited where I live. It's nice to get some free surprise foods sometimes and find ways to incorporate them into your meals.Debts 04/01/25 01/12/25
Natwest2 £6,509.97 £5,600
NatWest CC £7,612.74 £6,680
Lloyds CC £6,112.60 £4,690
1st Direct CC £176.03 £144.20
CC total £20,411.34 £17,114
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,160
Total £36,195.78 £29,274.20
EF £1,002.83
HF £203.993 -
Thank youSun_Addict said:Well done on the weight loss and winning the prize 🥳 You’re doing amazing!
I'm actually starting to think I might finally be able to do this 🤞
It's brilliant, and very similar to Olio in that they collect surplus from supermarkets and people can also donate surplus food as well e.g. home grown veg etc. Olio here seems to be mostly bread, but I do have a look now and again. I'll aim to use it more often now I know where it is.rachmac3 said:Community fridge sounds awesome!
I am loving Olio lately, although it's limited where I live. It's nice to get some free surprise foods sometimes and find ways to incorporate them into your meals."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
August - £13"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
It's nice to have a day off on a Monday! Back to work tomorrow but only a 3 day week and I'm off next week.
Kids want to go swimming today so I've booked that in and can use that as today's exercise. DH is working so hopefully when we get back I can get on with some stuff around the house.
I caught up with surveys yesterday, but mostly screened out due to leaving them so long."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee8 -
Yes, I agree with @Humboldt the girl's on fire!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20255 -
Humboldt said:Morning @jwil your positivity shines through your recent posts. Go you!
Thank you both 😍 I feel in a good place at the moment, long may it last!doingitanyway said:Yes, I agree with @Humboldt the girl's on fire!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
PAD (Payment a Day)Today's PAD - £11Jan - £129Feb - £63Mar - £103Apr - £149May - £79June - £145July - £157August - £24"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
-
Nice PAD today just because I wanted to round down an account
Back to work today
It's joyous to find my calendar suddenly full of meetings, including in times I had tried to block out. Only 3 days though and I'm on leave for the week, hurrah! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards