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  • jwil
    jwil Posts: 22,167 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The 2lb could be water retention, have you been drinking enough water? I know this sounds a contradiction in terms 😆
    It could be.  I do tend to drink a lot, and I only drink water, but I think I might not have been drinking enough over the last few days.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,167 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 July at 10:28AM
    PAD (Payment a Day)

    Today's PAD - £2 
    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £117
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,167 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Our water refund has arrived today :)  I've popped it into my new current account which is paying 5% for a year, and then we can just dip into it as and when.

    It looks as though our new DD is going to be £90 a month.  That still seems high to me but we'll see how it goes.  Even if it does stay at that, it's around £200 a year cheaper than we were paying.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,935 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yes, so sad about the school children. I diden't realise they were so young. AS you say imagine sending your kids on a school trip & then this.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,167 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Yes, so sad about the school children. I diden't realise they were so young. AS you say imagine sending your kids on a school trip & then this.
    Yes, it was year 5, so 9-10 year olds.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • ladyholly
    ladyholly Posts: 3,976 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My thought re the coach crash is that I just pray his parents sent him to school in a happy mood and hadnt told him off for something. I cant imagine what they a going through.There was a lot about it on our local news and it wa so sad to see so many children hugging their head teacher in floods of tears.having left flowers outside the school.
  • WinterWarrior
    WinterWarrior Posts: 6,113 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    I’m glad everything is going well jwil. You are storming ahead on Duolingo. I switched to German, but have managed to keep my streak by doing a small lesson a day. 
    I’m loving all the decluttering going on in your house ✨
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

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