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We've been out grocery shopping this morning, I've done a nice roast for lunch (we haven't had one for ages!), and this afternoon I'm going out (alone!) to meet some friends. I am noticing I've got more energy at the moment, and less inclined to just slouch around all day. It feels nice!
The weather is a pain today, it's part gloriously sunny so I open all the doors, then it chucks it down for a bit, so I close them again, and it's just on and off between the tw. Annoying that I can't get the washing out. It's meant that DH couldn't go to the car boots today, so at least no new stuff!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
I had a nice meet up with friends this afternoon.
I've also been browsing this evening and found us a reasonable break in Wales on the week that we're all off. I've booked it, and also booked for the kids and me to go swimming and bowling tomorrow. I feel a bit sick for spending all that money, even though I said we were going to use the water refund and bank switch money for activities during the holidays! I'm sure I'll get over it though
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
You've got the money to pay for it and haven't put it on a credit card so go and enjoy it.
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Make the memories while you can. They are a long time gone.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Lots of money wins for you recently.
Sorry about the local school news.
Well done on the decluttering and weight loss - fab results there.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/251 -
Thank youjoedenise said:You've got the money to pay for it and haven't put it on a credit card so go and enjoy it.
Thank you, very truebeanielou said:Make the memories while you can. They are a long time gone.
Thank yousavingholmes said:Lots of money wins for you recently.
Sorry about the local school news.
Well done on the decluttering and weight loss - fab results there. Just waiting for that lottery or PB win now! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £123"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
The kids and I have had a good day, but another spendy one. We went swimming and bowling today (paid for yesterday) but also lunch, and then on the way home I stopped at the school uniform shop and got the branded items we needed. At least that's done now. We just need shoes which I'm going to go back to buying decent ones as last year we went cheap and it was a false economy, and then shirts/trousers/shorts which can all just come from the supermarket.
Tomorrow I plan on staying home and trying to do some stuff around the house. Little jwil has made arrangements to meet his friends. I've promised little miss that she can see hers at some point too, but not tomorrow. I probably ought to try and find some time to do some surveys and try and get some extra in."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Cheap shoes are indeed a false economy.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Really pleased that you have booked a break away, enjoy making memories they grow up too fast. xx2
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