Need to stop spending and chasing dopamine!

Pink_Butterfly

I had the best news today! Contracts have been exchanged!!!! 🎉🎉🎉🎉🎉🎉🎉 A whole week earlier than planned!!!!!

No going back now! The flat is GOING 😁 Completion is a week tomorrow. I can’t believe we finally got here. It’s been such a (painful and stressful) journey! I swear it was the hardest property to get rid of, but we got there in the end 😅

A few hours before we exchanged contracts, Help To Buy decided to give me a scare by sending me an e-mail saying the RICS market value was different to the RICS valuation, and I needed to get another Letter Of Undertaking 😨 I called them straight away in a panic and it turned out my solicitors had put the wrong valuation on the form, but they’d since spoke to them and it was all sorted and I shouldn’t have received the e-mail 🙄 So my blood pressure spiked for nothing 😬 I can’t wait for total calmness once the flat is no longer mine!

Apparently my buyer is a really lovely lady and has had nothing but bad luck with trying to buy a property over the last 2 years, bless her. I really hope she loves my little flat. Overall it wasn’t a bad place to live at all - it served us well for over 8 years!

Me & OH have now received our debit cards and PIN numbers for the joint account, so now we’re just waiting for our online banking info so we can register on the app, but we won’t receive that until at least next week.

OH got paid today, and he also got his car fixed, AND he also built DD1’s wardrobe! It’s lovely and has made a big difference to her room. She can now store her clothes properly, finally! I changed her bedding for her and got everything all neat and tidy and clean 😍 She spent most of the day at the park with her friends and she was really happy when she got home and saw her new wardrobe. OH will build her dressing table another day. He’s back at work tonight and tomorrow night - chasing that Bank Holiday double overtime pay 🤣

Me & DD2 went out for a nice walk this morning so I could collect something from my friend’s house, and then we went to the Post Office to return the White Fox Boutique order. She wanted a hot dog for lunch so I got her one as a little treat ☺️ Her birthday is only 3 days away and I still need to wrap her presents, write her card, get balloons, get a birthday cake, and make the house presentable for the tea party she’s going to have.

DSD went back to her mum’s earlier but she’ll be back with us in a couple of days. She was still suffering with menstrual cramps today, and didn’t sleep well last night ☹️ I feel for her - I remember suffering a lot when I was a teenager too. In fact I suffered until I got pregnant with DD1, and then since then I’ve been ok. DD1 started hers a year ago but thankfully doesn’t seem to suffer. Hopefully DD2 will be the same. It’s not fun being a girl sometimes!

I’m now going to treat myself to an ice-cream to celebrate my news 🤣 rock & roll…..

liselle

Many many congratulations! And what a star your OH is too

teapot2

Great news on the flat, hope you had a double cone with extra sprinkles and a flake to celebrate 🎉🍨

Pink_Butterfly

Thank you so much ☺️ I’m so happy! I remember when I first put it on the market last summer and having a long chat with the estate agent about it. We knew it was going to be a painful process, as it fell through last time due to the warranty issue (we didn’t know about the lease issues back then…imagine if we did!). In fact he was trying to persuade me to rent it out instead, but I really didn’t want to go down that road. I just didn’t want to own it any more. Turns out I wouldn’t have been allowed to rent it out anyway as I used Help To Buy to purchase it. I’m so glad I decided to sell it, though I had to drop the price by quite a bit to secure a buyer. At that point I didn’t really care, I just wanted it gone! I’ve hardly made any money on it so I just looked at it as cheap rent for 8 years 😂

I can’t wait until I can be on the mortgage with OH. Though he’s currently in a disagreement with the lender. They’ve sent him the recording of the conversation to “prove he was not told that there’d be no mortgage payment on 1st April”, yet the recording clearly shows OH asking if there would be a payment on 1st April on the old rate & the guy said no! So this guy and his manager have lied, as well as give him wrong information. OH said he’s going to have to make a complaint just so they’re more careful in future, because it’s not fair on customers if they’re receiving the wrong information. I don’t blame him, but it just seems to be one thing after another - he’s only just had the query with the wardrobe company resolved (they made countless mistakes when fitting our bedroom furniture back in January and then they demanded full payment, errrrr no 🤣 So they agreed to write off 10%).

We’ve had to move DD2’s party to 18th April as most of her friends couldn’t make it, which I’m glad of as it was meant to be tomorrow and I’ve got to do loads before her tea party in 2 days! The house is in no state to be hosting at the moment & I want it like a show home 🤣 OH will be doing a tip run tomorrow and then I can get my scrub on. So far I’ve bought balloons, banners, a birthday cake & candles, a pink tablecloth, paper plates & cups, and all the food & drink. I think I bought too much but that’s ok, we can eat the leftovers 😉

As well as party food I also bought Easter eggs for the girls & OH… the price of them!!! 😬 sooooo expensive!!!! Before I dropped the girls off at their dad’s we exchanged their painted rocks for Easter eggs (I had DSD’s as she wasn’t here), and then my mum gave me a load of Easter eggs too for us all, so now we have a lot of chocolate here 🤣 I went to the gym after food shopping to bank some calories 😂😂

OH is sleeping until 7pm so I’m going to chill out for an hour or so and then I’ll start cooking. I’ve eaten dinner already (the gym made me hungry 😂) so it’ll just be him eating but I’ll put the rest in containers and we can have them tomorrow 👌🏼 x

Pink_Butterfly

Hey! I hope everyone had a fab Easter! 🐣

We have had a great weekend celebrating DD2’s birthday 🥰 She was very spoilt! The little tea party we threw went well and she had a great time. My little nephew came and he was so attached to DD1 😍 He wouldn’t leave her side! I think she liked it 😉

The house is full of Easter eggs and cake, which isn’t good when you’re trying to lose weight 🤣 I’ve been good though. I went to the gym earlier with OH and also went on a 2km walk with DD2 aswell. I even meal prepped my lunches for the week! Who even am I 🤣

Back to work tomorrow 😭😭 I’m not looking forward to it at all - I know my inbox will look disgusting 🤢 It took us pretty much the whole of my week off to finally get the house in order, so if I didn’t have the time off we’d probably still be decluttering in September 🤣 Our new dining table will be here in 5 days which is exciting! It means OH will need to do another tip run before it arrives though. At this point he may aswell live there 😂

I used the debit card for the joint account today for the first time! It was for some food shopping. We still don’t have online access so I printed off the balance at the cash machine first, just so I knew how much we had in there 😊 I tried to open a bank account for DD2 now that she’s 11 but it seemed to not go through so I’ll have to contact the bank at some point. Whenever I get time 🤣

OH is back at work tonight so he’s currently asleep, none of the girls are here, so I might watch some stuff on YouTube until I can go to bed x

Pink_Butterfly

I survived my first day back at work! Over 200 e-mails in my inbox but when I logged off at 5pm there were ‘only’ 90 left 💪🏼😂 The office was pretty quiet as a lot of people booked today off to extend the Bank Holiday weekend. My boss was also off so I could just crack on in peace 😉 My colleague and I went for a nice walk at lunchtime but that was the only walk I did today, so only 5.5K steps on my fitbit. I did go to a Body Pump class after work though! It was harddd 🥵

Between leaving work and going to Body Pump I drove to my flat to put out the bin, as other residents have been using it so it’s full (🙄), and it was so weird doing the work to flat journey! It felt like years since I went to the flat from work. I didn’t feel sad or anything but I might do when I hand my keys to the estate agents, or on Friday when we complete the sale and it’s no longer mine. I’ve written cards for the new buyer, the solicitors and the estate agent so I’m all ready I think! Just need to get the electricity meter read which I should hopefully be able to get in the next 2 days 🙏🏼

Pink_Butterfly

It’s done! The flat is no longer mine! 🥳 21 whole weeks since I received the buyer’s offer! We completed today and it’s now owned by a very nice lady who apparently has been desperate to get in there for weeks 😁 I feel more happy for her than I do for myself weirdly! Not that I’m not happy, I’m ecstatic, but she seems like such a lovely person and has had a lot of bad luck, so she deserves this so much. I hope she loves her new home 😍

I took the final meter readings this morning and then looked through the window of my flat and said bye to it 🥹 I did feel a little bit emotional. I mean, it was my home for about 20% of my life! And my girls were so young when we first moved in. So much happened in that flat and I have plenty of memories!

I also felt a bit emotional when I said bye to the people at the estate agents! They’re such a lovely bunch and I’ll miss them. I’m going to write them a 5* review 😌

So, does this technically make me homeless now? Haha, I’m joking of course. OH wouldn’t be happy with me if I said that 🤣 Sometimes I slip up and say “his house” or “his kitchen” and he tells me off 🤣

I get the money from the equity (less alllllllll the costs… let’s not go there lol) early next week. Then I’ll spent it on a brand new car… KIDDING! 🤣

Work has absolutely kicked my bum this week. That will serve me right for having a week off! I just can’t seem to catch up. On the plus side, I finally got my nails done after months of rubbish nails, and all 3 girls had an induction at the gym, so now they can workout with me 🥰 DD2 is the most excited about having a gym membership and has ordered herself a smart watch so she can track her steps etc. I worry about the girls getting obsessed about fitness, being thin etc especially after what DD1 has been through but I’m keeping a very close eye on all 3 of them. I want us to be a healthy family and I’m very mindful of the language I use around them to prevent them from having negative thoughts about weight, body image etc. They’re all at a delicate age!

OH and his brother fit our new kitchen cupboard yesterday and I’ve spent the evening putting all the cups and glasses in there, and then putting things in the cupboards where they were originally 🥰 So now all my herbs and spices have a home, as well as OH’s protein shakes and other random bits! That’s how I’ve celebrated completion day 🤣 Organising makes me happy and calm!

Pink_Butterfly

Our new dining table got delivered today. It is beautiful! And it fits the space in the kitchen perfectly. I’m so happy with it! We still can’t find any chairs we like so we’ll be using the old ones until we’ve found some. OH has found someone on the estate who wants our old table so they’re collecting it later.

I still haven’t got the security number that I need for the online banking for the joint account and it’s driving me mad, so I called them today and they said I should get it by 14th. I can’t wait because although I can check the balance at cash points I can’t see what payments have gone out, so my budget spreadsheet is probably not accurate. Hopefully we can get the declaration of trust or whatever it’s called done soon and then we can start clearing the majority of debts and get me on the mortgage 🙏🏼 Then everything will be done!

To celebrate my flat finally going, me & OH went out for breakfast at my favourite cafe this morning. I am on a health kick at the moment so I had a Mediterranean breakfast 🙂 It was very nice and I didn’t feel sluggish & horrible afterwards. I couldn’t finish it so OH had my spicy beef sausage and some feta cheese. I’m going out for dinner with some friends tonight too, so two meals out in one day, which worries me cos I’m on a good streak with my weightloss at the moment so I must be good! 😬

Not much else to report except OH has more car trouble and he thinks my clutch is going to go soon, so that’s fun 🙄

Humdinger1

Wishing you joy @Pink_Butterfly! Congratulations and love Humdinger xx

Pink_Butterfly

Thank you! It still hasn’t sunk in yet. Maybe it will when I receive the money lol.

OH has been offered £75 compensation from his mortgage lender for their mistake. I’m not sure if he’ll accept it but if he does then we can put it towards our weekend in Manchester next week as we are going there to watch a comedy gig (I got OH the tickets for his birthday). It’ll be nice to spend a night away with him 🥰

I am not long home from Body Pump and I ache already 😂 I was brave and moved up a weight tonight and wowwwww it hurt lol. Before the class I did a 2km walk followed by 20 minutes on the crosstrainer so I’ve been good today. I went to the gym yesterday too so I’m going to give myself the day off tomorrow to recover. I’ll still go out for a walk or 2 though 🙂

The girls went back to school today and apparently it went ok except DD2 left her glasses here and she didn’t realise until I was already at work, so her dad collected them once I got home 😬 Poor DSD has apparently got a sickness bug 😥 So she’ll be off school for the next couple of days bless her.

I’m still going through the fun job of changing my address on everything and I now also need to change my direct debits to the joint account. Still waiting for the online banking security number though 😭

OH is going to work soon so I’m going to say good night to him and then I’m going to bed as I’m TIRED! 😴😴😴😴😴