Best Way to Save Bank Passwords

Murphybear

kipsterno1 said:

Am I the only one that has a different 12 to 14 character password for every account or site I use and don't have them written down anywhere?

Possibly not.  How do you remember all the passwords?  I couldn’t possibly remember 40ish different passwords with 12-14 characters. 

Presumably using a fingerprint is the most secure system.  I am guessing here that a fingerprint can’t be hacked 

masonic

Murphybear said:

Murmansk said:

DasTechniker said:

The same as you, I keep all my passwords and info in one small book - but it never leaves the house. I have instructed Mrs Techniker to hand over the book to my daughter if I should keel over, who will then carry out any monetary transactions as Mrs T. does not know her bits from her bytes. 

Seems to me that if you are no longer alive your relatives should not be using your login details to access your accounts as those accounts should be frozen on your death unless they are joint ones? 

The correct thing to do is tell the banks etc what has happened and then they will freeze the accounts and allow access to whoever gets the Grant of Probate.

That is very true but I am sure there are many couples that can access their OH’s bank account.  

One can do so legally with a power of attorney, but not after the death the individual. Joint accounts are the legal workaround for this.

masonic

Murphybear said:

kipsterno1 said:

Am I the only one that has a different 12 to 14 character password for every account or site I use and don't have them written down anywhere?

Possibly not.  How do you remember all the passwords?  I couldn’t possibly remember 40ish different passwords with 12-14 characters. 

I know people who just use the forgot password link each time they need to log in. For many websites passwords just allow you to log in a little quicker than receiving the password reset email and clicking the link within it. Some websites now just ask for your email and send you a login link, no password required.

kipsterno1

Murphybear said:

kipsterno1 said:

Am I the only one that has a different 12 to 14 character password for every account or site I use and don't have them written down anywhere?

Possibly not.  How do you remember all the passwords?  I couldn’t possibly remember 40ish different passwords with 12-14 characters. 

Presumably using a fingerprint is the most secure system.  I am guessing here that a fingerprint can’t be hacked 

As Harry Hill would say,"You have to have a system."

Sarahspangles

kipsterno1 said:

Murphybear said:

kipsterno1 said:

Am I the only one that has a different 12 to 14 character password for every account or site I use and don't have them written down anywhere?

Possibly not.  How do you remember all the passwords?  I couldn’t possibly remember 40ish different passwords with 12-14 characters. 

Presumably using a fingerprint is the most secure system.  I am guessing here that a fingerprint can’t be hacked 

As Harry Hill would say,"You have to have a system."

I do this for my multiple work passwords because I have to log into so many, we’re not allowed to use a password manager, and it’s a disciplinary offence to record them. Mine is based on another language plus a sequence known only to me. They always come out as ‘strong’.

Again, from working with the cybermen and women this is much less secure than a random password, as a link can be deduced. An automated system I saw demo’d can break the simple ones which substitute numbers or symbols for letters in names in seconds. But this is preferable to writing anything down.

LHW99

I use Keypass, which I find works pretty well with Firefox, and I haven't found much issue in getting it set up.

That said, i also like the physical key system (I don't use mobile banking), as that needs more than just a password / number, it also often needs personal data / pin knowledge, and / or the physical bank card to log in.

Secure? As much as any current system is likely to be, provided I have additional firewall, email filtering and AV protection, plus the option to prevent scripts on webpages.

DoneWorking

kipsterno1 said:

Am I the only one that has a different 12 to 14 character password for every account or site I use and don't have them written down anywhere?

Have you thought of going on Mastermind

I'm assuming you have seen the film Rainman 

leosayer

I used 1Password - cloud based. I don't know if it's any better or worse than others but I would not be happy losing it.

It's not cheap but it's got so many great features that it has turned something that used to be a complete ballache into (almost) a joy.

- Multiple vaults with different users eg. family members
- Easy transfer/share of passwords between vaults
- Can login from smartphone / windows apps or from a browser
- Autofill of passwords and user names or just copy and paste
- Configurable ability to create passwords with words, characters, numbers, capitals etc.
- Many extra configurable fields
- More than just passwords - can store passport details, national insurance, bank account details etc.
- Auto update of passwords in the database when changing them on a website
- Highlights weak passwords

onomatopoeia99

Keepass, encrypted local database which is then backed up to multiple locations.

Not storing my passwords etc on someone else's computer (i.e. the cloud)

DoneWorking

For less important passwords I use Google Password Manager
Is it ok to use their basic system 
Or for additional security should I go for their encryption facility before saving the passwords to Google Password Manager