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UK Bank Account for Payment of French AGIRC/ARRCO Pension

gaddison
gaddison Posts: 2 Newbie
First Post
edited 11 November 2024 at 6:40PM in Budgeting & bank accounts
I am a newbie to the forum and have a question on payment of a French AGIRC/ARRCO pension into a UK bank account.

I am in the process of claiming a French pension from the time I worked there back in the early nineties. I now live back in the UK.

It has been a painful process as you have to claim it through the DWP and they twice lost or forgot about my claim. Only when I prompted them a third time did something happen. I first contacted them in April and it took them until the end of October to send my information to the French authorities. By contrast the French seem responsive and helpful (famous last words). 

I have a form to fill in for the French social security authorities to specify which bank account I want the pension paid into. In classic French style I need it signed and stamped by the bank.

Do people have any advice on a good (euro?) bank account to use, including the fact that they need to complete this form in French. This would seem to rule out some of the online virtual banks.

Any help would be much appreciated.

Comments

  • Albermarle
    Albermarle Posts: 28,113 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Hi,
    This forum is quite general for what is quite a complicated question.
    You would be better off reposting here.
    Pensions, annuities & retirement planning — MoneySavingExpert Forum

    Or for questions about bank accounts here.
    Budgeting & bank accounts — MoneySavingExpert Forum
  • Brie
    Brie Posts: 14,839 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If it makes you feel any better the Canadian pension system also requires bank details to be verified by the receiving bank - so a form that needs to be dated and signed by an officer of the bank.  I pointed out to them that the branch where the money should be paid to doesn't have any appointments for a lengthy time which will unnecessarily delay receipt of the pension.  The response was a somewhat Gallic shrug.

    Meanwhile I've asked for this to be moved to the Bank Accounts forum as that seems to be more appropriate.   
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • HSBC would probably work. Use their EUR currency account to receive. You can then transfer elsewhere for converting to GBP (Trading 212, Atlantic, Wise etc) or HSBC use Global Money Account to exchange to GBP or spend in EUR. You would need an HSBC current account to open the currency and GMA accounts.
  • Hi,
    This forum is quite general for what is quite a complicated question.
    You would be better off reposting here.
    Pensions, annuities & retirement planning — MoneySavingExpert Forum

    Or for questions about bank accounts here.
    Budgeting & bank accounts — MoneySavingExpert Forum
    Thank you very much. I will repost it on the Pensions board.
  • gaddison said:
    Hi,
    This forum is quite general for what is quite a complicated question.
    You would be better off reposting here.
    Pensions, annuities & retirement planning — MoneySavingExpert Forum

    Or for questions about bank accounts here.
    Budgeting & bank accounts — MoneySavingExpert Forum
    Thank you very much. I will repost it on the Pensions board.

    Please don't. Your thread is already on the Banking board, which is the best place for it, and duplicating threads on multiple boards is bad forum etiquette.
  • sausage_time
    sausage_time Posts: 1,514 Ambassador
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    gaddison said:
    Hi,
    This forum is quite general for what is quite a complicated question.
    You would be better off reposting here.
    Pensions, annuities & retirement planning — MoneySavingExpert Forum

    Or for questions about bank accounts here.
    Budgeting & bank accounts — MoneySavingExpert Forum
    Thank you very much. I will repost it on the Pensions board.

    Please don't. Your thread is already on the Banking board, which is the best place for it, and duplicating threads on multiple boards is bad forum etiquette.
    I agree - this is the correct place for this discussion.   (Threads which are posted in the wrong place can be moved BTW)
    I’m a Forum Ambassador and I support the Forum Team on the Credit CardsSavings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • Deec
    Deec Posts: 22 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    edited 12 August at 2:45PM
    Hi,
    Did you find an answer to your question? I need an account I can open in the UK which can receive French and Belgian pensions. I did open an HSBC account and then a Global Account but they would only let me receive Euros from my HSBC account and even then don't know if I can get the pensions paid in.
  • lon_don
    lon_don Posts: 136 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 12 August at 3:15PM
    Boursorama and CA Britline might let you open a [french] account with a french RIB to receive your french pension.

    Revolut and Wise, which can receive SEPA payment, might also work, but sometime the Caisses insist on a RIB which those 2 don't have.
  • Newly_retired
    Newly_retired Posts: 3,191 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My French pension is paid into my Santander account in £.
  • gt94sss2
    gt94sss2 Posts: 6,130 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Deec said:
    Hi,
    Did you find an answer to your question? I need an account I can open in the UK which can receive French and Belgian pensions. I did open an HSBC account and then a Global Account but they would only let me receive Euros from my HSBC account and even then don't know if I can get the pensions paid in.
    Have you tried very recently?

    HSBC Global Money accounts now support receiving foreign currency payments directly. Previously, you needed to use their foreign currency account before transferring it to their Global Money account.


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