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Next steps; grip-relaxing bimbling, and avoiding the temptations

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,548 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Oh my word, you are so productive. Your garden must be massive
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1150/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  47/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Watty1
    Watty1 Posts: 7,690 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Love the remodelling of jewellery.  Such a delightful thing to do, rather than just leaving items in a box.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Suffolk_lass
    Suffolk_lass Posts: 10,789 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Shakshuka with added purple French beans and a courgette. A worthy addition, and Mr Sl , who is not keen on soft courgettes, declared this was the best way to eat them. It was extremely filling, with a bread roll, warm and soft from the one minute defrost in the microwave when I realised they were still frozen. Then we had the rest of the plum and apple that didn't pop when I bottled it. I was so full I still felt uncomfortable when I went to bed, but I am half a pound lighter this morning! How does that work?

    Today I am going to cut down some spent vegetable plants, weed a bed and cover it with old carpet, if the carpet doesn't disintegrate. 

    Having described the arches over our veg garden path on someone else's thread, I am thinking the bits in the ground could be further into the beds to give other climbing options over wider arches, much wider than our paths... I could plant my strawberries inside the arches, along the edge of the beds, along with other dwarf plants. Hmm, not sure how Mr Sl would feel about that. He is off on his bike for a rally tomorrow, so now might be a good time to discuss the possibility
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • Makingabobor2
    Makingabobor2 Posts: 4,548 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Well that sounds like a big garden to me. I would love room for more raised beds and a green house. Told DH I am getting a greenhouse before next spring....no idea where it will fit though...lol. 

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1150/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  47/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Makingabobor2
    Makingabobor2 Posts: 4,548 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Just found your GYO thread and have subscribed. Hoping I might pick up a few tips. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1150/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  47/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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