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Next steps; grip-relaxing bimbling, and avoiding the temptations

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Comments

  • foxgloves
    foxgloves Posts: 13,552 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Oh my days, you definitely overdid it! Here's me moaning about a pulled shoulder muscle from reaching too far to yank out a piece of bindweed! I'd have been on the floor after all your paving slab efforts!
    F
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • KajiKita
    KajiKita Posts: 10,529 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Fair dos! That would have been an epic effort even without the flat tyre!! 😳
    I’m glad you had a nice evening. I suspect more rest might be a better option today … 😉

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 57 books of target 52 in 2026 as @ 8th August. 
    Produce tracker: £200 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Suffolk_lass
    Suffolk_lass Posts: 11,272 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    foxgloves said:
    Oh my days, you definitely overdid it! Here's me moaning about a pulled shoulder muscle from reaching too far to yank out a piece of bindweed! I'd have been on the floor after all your paving slab efforts!
    F
    I pretty much am!
    Save £12k in 2026 #2 I have banked £9004.48 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1111.79 and most of my May purchasing made
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • dawnybabes
    dawnybabes Posts: 3,665 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It’s tomorrow you need to worry about ! Have you any magnesium / Epsom salts you can have a bath in ? 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • foxgloves
    foxgloves Posts: 13,552 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Lol at 'triffid squash', @Suffolk_lass.....I reckon that'll be the last time you listen to my veg growing recommendations!
    Mr F couldn't quite believe it when I announced my plans to go out foraging this morning, as it's all I can do to keep up with our own homegrown stuff atm. Courgettes & blackberries particularly crazy.
    F

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • rtandon27
    rtandon27 Posts: 6,969 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    @Suffolk_lass - I love the fact that you 'dress' to garden!  I routinely wander into the garden with a cuppa while still in pj's and an hour later find I've been pruning and/or picking!  There are days when I exercise first and then find myself still in yoga gear hours later!  All that to say that dressing is over-rated! 🤣🤣🤣
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 *** New projection - Aug 2038 (reduced by 3 years & 1 month)
  • glad to hear i'm not the only one (bar the exercise bit)
    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • Suffolk_lass
    Suffolk_lass Posts: 11,272 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh err, not at tractoring time of year. They have cut the wheat but I'm expecting some sort of soil treatment (lime/chalk etc) any day now and me, bending over in my nightie, is more than anyone wants to see of a morning. Besides, clothes protect some bits from gribblies!
    Save £12k in 2026 #2 I have banked £9004.48 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1111.79 and most of my May purchasing made
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
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