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Next steps; grip-relaxing bimbling, and avoiding the temptations
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Actually, I have been tracking Ernie for a while - so far this year I am at £1650 in 2025 (£1125 in 2024). Mr Sl is on £325 in 2025 (£225 in 2024). The increased amount might be the reinvestment decision. Neither of us have maximum holdings and mine is about 3 x more than hisSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
Well done on the PB win.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Well, we tackled the wasp issue as much as we could yesterday.
I have an old French straw shopping basket with a snapped handle and separating round base. Already reattached twice it has had it and was going in the bin. A moment of inspiration for repurposing it and it has a black sack around it, and lined with a second - it is the perfect size for putting old hive frames in - those attacked by wax moth (destroys it and leaves a nasty web) or so black they are unfit to reuse. Also a stack of un-dealt with frames containing honey in brood boxes*, supposedly secure from interlopers. I fully expected to find a wasps nest in one of these as there are so many wasps - at least a thousand. Per box. Anyway, we donned jackets and gloves and did a mammoth bin filling exercise (ours and then after dark, the Village Hall bin) - I even sent a message to the resident obsessed with litter picking who puts his finds in that bin, suggesting he don't until after today's bin collection. I really need to get dressed and put a note on each to warn our lovely dustmen.
Having moved the increasingly grumpy squatters** yesterday morning, it was the perfect time to remove the temptation as much as possible
* the stack had not been dealt with due to Mr Sl's illness, and his slower than anticipated recovery. I roped him in for just over an hour yesterday and doing it together, lightened the load and he felt he had contributed (he had!) so felt better.
** grumpy squatters was a large swarm of bees that had taken up residence in a box of frames that should have been disposed of but hadn't (see * explanation) and as the queen had been laying up the frames, moving them is more complicated. So they are now at the teaching apiary for our association, and we will shake them into a clean box of new foundation (called a shook swarm) and then put a queen excluder above that new box and then the box of old frames of brood, so that the queen lays in the right place and the nurse bees look after the brood in the other box and it runs its cycle to emerge - we will then remove that in three weeks and then relocate them to their new home that is too close to our garden to have moved them there without them remembering where they used to call home. Phew!Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here7 -
Glad Mr S felt well enough to assist. The feeling of being useless or helpless in a busy world is not, I feel conducive to recovery so glad he was well enough to help. These things speed recovery I'm sure.
Good for Mr S.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
We are packing up the van this morning and intend going away for a few days to quietly sit, chat and wander. We will eat simply, drink modestly, and catch up with some good friends in a field by a stream.
I have made blackcurrant curd after someone posted a link to the River Cottage recipe. I could not bring myself to use 450g sugar, so I used 300g. It made a smaller quantity but it is tangy, without being over sweet, and Mr Sl reckons it would win a prize!
Right, coffee, then van readinessSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
Sounds idyllic. Have a fab time.
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 5.9kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)2 -
That sounds so lovely. I hope it is every bit as lovely as it sounds.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
@Suffolk_lass - enjoy your relaxing time away!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!1
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Sounds like a good time to go as Mr SL's energy levels are recovering, a change of scene will do you both good. Have a lovely time and return refreshed
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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