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Just came across the loveliest quote!
I like the idea of embracing what’s happening, rather than resisting it, because I feel like when you do, everything opens up. - DIANNE KEATON4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)4 -
She sure was a lovely lady - the fact that so many stars have immediately moved to write all good things about her, speaks volumes.
Greying XPounds for Panes £7,705/£10,000 - start date Dec 2023
Grocery Spend October 2025 £113.98/£200
Non-food spend October 2025 £9.97/£50
Bulk Fund October (month 10 of 12) £0/£35.202 -
rtandon27 said:we had friends from the church pop in unexpectedly just as I arrived home from almost 13 hours out of the house from work & a long commute - the house was an utter tip & all I wanted was to have dinner and a good long sleep - I figured, oh well, no notice = no excuses, so I told them upfront how we were only just coping - they did what they had come to do which was 'pray over us' as they are a touch evangelical - it was lovely and heartwarming but I can tell you I did not offer them tea/coffee and had zero snacks in the house as well so was the worst host! I'm sure that will get round the church pdq but oh well, it's not like anyone is living our experience so they can judge as they see fit!
I hope tomorrow's appointment is straightforward and not too exhausting x
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/226 -
i so agree with @Cherryfudge It is rare I will turn up with nothing, maybe a cake, biscuits, chocolate, a pot of soup. Everyone I know is busy, they don't have time to be the "host with the most", frankly I'm grateful if they can manage a pot of tea and over the moon if a bottle of something is produced (even though I often decline).
You have enough to cope with and what I hope, in the true Church spirit, is it goes around that you are struggling and that they think of things they can do that will support you and be practical. Prayers are special but you also need a packet of chocolate biscuits or a meal you can bung in the oven and not think about on a busy day
Wishing you well for today xMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
I agree with Watty - prayers are special, but practical help is a blessing too. Do the congregation have a formal or informal car schemes for example, which could perhaps extend to getting OH to an appointment or two?
Sending hugs and good wishes. Greying XPounds for Panes £7,705/£10,000 - start date Dec 2023
Grocery Spend October 2025 £113.98/£200
Non-food spend October 2025 £9.97/£50
Bulk Fund October (month 10 of 12) £0/£35.205 -
Have nothing practical to add, but standing quietly here in the background, admiring your grace, warm heartedness and generosity to your OH at this time.
I hope you get some down time now and again?
Seconding GP's suggestion of asking church community for lifts to appointments for OH.
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Or is there a community transport scheme that that you can access for a small fee?Hope today goes as well as it can. 🤗I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I definitely agree with the above! Communities are there to lean on as well as give into, and I can't imagine a church not wanting to rally around one of their own in the circumstances.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20255 -
I'm surprised the hospital hasn't suggested one.3
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