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  • beanielou
    beanielou Posts: 96,597 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Any other help McMillian can offer/help you with? 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Cherryfudge
    Cherryfudge Posts: 13,760 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It must all be next to impossible. You are amazing for keeping your head and dealing with finances on top of everything else.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Watty1
    Watty1 Posts: 7,204 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh goodness RT this is so hard.  Sending love
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • rtandon27
    rtandon27 Posts: 6,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 12 October at 9:56PM
    Weekend list - normal routines as usual!

    important tasks...
     ❗ do bus pass application
     ❗ clean up of spare laptop sitting at the office, I've not cleaned it up yet!
    🔱 never ending paperwork filing
    ✅ sign up for new online banking account as c/c was transferred to new bank
    🔆 my savings need juggling

    routine tasks...
    🔆 YNAB juggling
    🔆 across the pond banking - remember to use the correct vpn!
    🔱 water bill - now not due on Oct 1st but Oct 17th! - expense moved to October! - money stays in my account!
    🔆 grocery order - consult with OH
    🔆 meal plan - focus on what we have in house!
    🔱 weekly digital planner
    🔆 supplements
    🔆 Weekly surveys & contests
    🔱 laundry - first load done and STILL drying with the dehu - second load ready to go once first is almost ry

    non-routine tasks...
    ✅ vacuumed living area
    ✅ breakfast - bagel and egg mayo for me, liquid shake for OH
    🔆 pack OH's bag using list - he has another hospital appointment on Monday and Thursday
    🔱 sort out formal wear for occaisions!
    🔆 still on the hunt for ballerina wedges that fit for everyday use!
    🔆 Delay Repay
    🔆 EHIC card - is old one valid or do up application
    🔱 BFF & I chatted &forgot to discuss money! - guess that's why we are BFF's!

    medical follow-ups...
     ❗ contact medical insurance to make sure they cover Thursday's treatment - specialist has organized this
     ❗ my dermatologist referral - have docs names - now need to book appt
    🔆 follow-up on OT recommendations for work assessment
    🔆 follow-up on private eye specialist for myself

    epic list of garden things...
    🔆 harvest last of the chilis - the are gorgeously ripe
    🔱 need to transplant two chili plants & bring indoors
    ✅ dried chilis have been de-stringed and are now looking gorgeous on the shelf in a kilner
    🔆 pick and process apples
    🔱 once lavender is dry from rain make lavender bundles for drying
    ⏳ start getting quotes for new felt for flat roof & summer house & shed (needs doing in autumn) - on hold
    ⏳ 4 bags cotswold stone - trip to W!ckes postponed - on hold
    ⏳ transplant remaining baby trees into their new pots - on hold 
    ⏳ trim down and rehome butterfly bush - on hold
    ⏳ new trellis needs to go up for the climbing rose in the front - OH has acquired the hardware! - on hold
    ⏳ finish taming climbing jasmine & add more supports for it to grown on - on hold

    social calendar...
    💝 Oct - thanksgiving - simple meal today as OH might not be up to eating
    💝 Nov 1 - family occaision & party in Melton Mowbray - hopefully OH will be well enough to go - it's his family
    💝 Nov 11 - another occasion this time closer to home but more formal - friends coming in from London as well - we can't actually miss this one so life will be planned to accomodate!
    ⏳ korean street food - will have to rebook this one, perhaps when my good mate is back from Thailand

    Meal Plan... (in the works)
    Sunday - NOT Roast - OH not well - I had noodles & he had a shake - funnily he could wolf down a mini pecan trecle tart (they won't keep)
    🍆 🧀 Monday - Veggie Day - Eggplant Parma from the freezer
    🐟 🦐 🥬 Tuesday - Fish Day - Sea Bass & prawns & green veg & noodles
    🍗 🥗 🍠 Wednesday - Chicken Day - Herb Chicken from the freezer with salad and sweet potatoes
    🍖🥔🥕Thursday - Meat Day - slow cooker Beef & Potatoes & Carrots with Georgian tomato sauce
    🌭🍟 Friday - Fakeaway - Hot Dogs & Waffle Fries
    Saturday - Easy Peasy - ???
    🦃🥧🎃 Sunday - Roast - Postponed Thanksgiving Meal - Turkey & all the sides (Sunday Roast Canuck Style)
    🍝 🍄 🥓 Monday - Slow Cooked Gnocchi with mushroom sauce & bacon lardons
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
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