2025 WILL be the year

lilian1977

Justcrackingonwithit said:

Good morning, I’ve been a long time lurker on the forum and have just joined and started my diary. 

We sound pretty similar, I’m used to living quite frugally, and love to travel, but it’s the one off spends that catch me out. I’ve heard of monzo, but don’t know much about it. I’ve not got separate pots as such, but have my main account a savings account and an odds and ends account….might look into monzo. 

Anyway, just wanted to say you are doing great, here to cheer you on. Have a lovely weekend x

Thank you!

Definitely recommend Monzo, you can split into pots so it helps you budget a little better. I have loads of accounts already for different things like DDs, holidays, Christmas, school stuff, train fare, emergency fund etc so the Monzo one is just for my 'fun' money and food. I'll head over to your diary now, good luck 👍 

Morning all! I have been up since 6am and done a few surveys on Curious Cat, so will withdraw that and do my PAD with it. Only about £1.30 but all helps.

Big Christmas food shop today! Will use my £6 off £40 at Tesco and then get the veg from Aldi for 8p. I'd like to get all DSs gifts wrapped this weekend too.

Meals are:
YS pastries this morning (worked out 10p each) with coffee
Lunch: probably some HM vegetable and bean soup with YS bread.
Tea: frozen pizzas and HM chips with corn on the cob - will buy the pizzas as part of the £40 Tesco shop as I honestly think we'll struggle to hit it otherwise!

Same tomorrow, but fish and chips instead of pizza. 

Have great days everyone xx

lilian1977

Hi all

Had a very restful day yesterday, got the majority of the Xmas food bought but still need to buy a chicken joint and the veg. Waiting for a £5 gift card for T3sco to arrive from Mistplay.

PAD £1.02 from an EBay sale.

Going to check out the YS today around 2.30pm, hoping for a chicken joint that can be frozen till the big day!

Planning 12 challenges in 2025 for next year:

Read 25 books
Lose 25lb
Run 25k per month 
Enter 25 competitions a week (or a month, not sure)
Go to 25 football games
Watch 25 films
Complete 25 DIY projects
Do 25 free courses to upskill
Earn £2025 extra on top of day jobs
Declutter 25 items per month
Save £25 per month towards my husband's 50th birthday in December.
Complete level one on Duolingo in 25 languages

Anyone know if there is already a challenge like this for 2024 that I can look out for the new version of?

lilian1977

Hi all

PAD today of £1.67.

Had two 50p off coupons for Coop so got the freezer deal down to £3 - bag of French FRIES and 4 battered fish.

Redeemed another £5 on Mistplay for a Teaxo coupon. 

Bought all the Xmas veg from Aldi for 48p!

Still haven't bought the Xmas chicken so must do that today.

Not much else to report. Happy days everyone xx

lilian1977

Morning all

Back to waking at 5.30am, thought I'd beat the habit but no 😞

PAD £1.35.

Will use the time before the house wakes up to get some competitions entered!

Sarahwithlove

5.30! Poor thing, can you have a nap? Otherwise I'd be ready for bed by 8pm lol 😆 

lilian1977

Was working all day yesterday so no nap! Then my (almost 14 year old!) DS couldn't sleep, so I was up until 2.30am! 🥱 He then got up at 8am so still shattered, but had a lovely morning open gifts and now he's in the bath and I'm waiting to use his water 🤣

Hope everyone has lovely days - Merry Christmas all!

Justcrackingonwithit

Merry Christmas @lilian1977 hope you have a lovely day.  My sleep is awful too, I've been given some magnesium cream for my feet, that's supposed to do the trick......I'll keep you posted! x

lilian1977

Merry Christmas to you too.

I have some magnesium spray but keep forgetting to use it. Will put it on my bedside table for tonight.

PAD £11.50 from Vinted onto my Barclaycard. Looking forward to updating my total when I get paid on 28 January, although that feels like such a long time away!

Had a lovely day yesterday, played board games and ate nice food, then good TV in the evening. Planning a similar day today, although might pop to the local football. 

Back in the office tomorrow but train ticket is already paid for, and will take lunch from home. 

Have happy days everyone!

lilian1977

Just fixed my toaster! Wouldn't pop up fully but I managed to dislodge the mechanism that was stopping it. DH already ordered a replacement but thankfully collect in store so can just cancel the order rather than doing a postal return. Make do and mend!

lilian1977

Morning all

Away for the weekend visiting family and staying in a hotel - air con woke me up at 5.45am. I cannot get past 6am regardless of what i do 😢 Just so tired.