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The 365 Day 1p Challenge 2025
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Finally sending my first update of the year
#31 just put £0.03
in the pot… I joined using the Monzo challenge, so it’s easier to manage and be on top of, however they only launched it yesterday and there is no way backfill to 1st January! So today was day 2, and the challenge will end on 6th January 2026. They gave me a good interest rate, though, so I’m hoping the interest will soon cover the missing pennies, and I should be all caught up before the end of the year.Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
#49 checking in. Another week’s 1p savings added for days (Jan) 8-14 inclusive £0.77 Running total now £1.05.1
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Could I also join please?0
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I've got just over £17 in my Monzo pot, so like last year, the first couple of months have been covered already.
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#51 total now £15.04 .1
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#12 checking in. Crossed off 120, 359,360, 361. £12 sent to pot. now stands at £33.86
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £500/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 754
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
How much have you saved?Peachyveg said:#23- I have chosen to do the reverse challenge . One full week ticked off my sheet woo hoo!I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70000 -
Lots of updates already so well done for all those who have already started saving.
New joiners are as follows:63 MrsShazbat 64 Tillycat1969 65 Christa27 66 stewartwilliams I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70003 -
No #48 signing in with an update (random order)
9 amounts crossed off - running total £22.90
Will post weekly 🪙💰1 -
#26 Can I add another £55 please as I have been given cash and im going to set up a locked Jar! So £110 so farI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=11
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