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The 365 Day 1p Challenge 2025
Comments
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#51 nice little start £6.771
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#48 Random days being crossed off my print out list.
I emptied my purse out last night and I have crossed off £3.65, £3.08 and £1.20 for Jan 1st, 2nd and 3rd 😊1 -
Good to see some of you already off the starting blocks. I am away coastal walking in West Cornwall for the next few days so will check in again next week.
I have coloured in my spreadsheet for January and rounded up to £5 by colouring in days 1-30 and 35. Saved in my Starling space.
New joiners below.52 Melpam123 53 SuzieQKitten 54 kazzagems 55 Never_Learn 56 Dbellaa_Prospers 57 JBW333 58 Optimistic_Saver 59 Mamawhirls I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£6000
365 day 1p Challenge 2026 £667.95/£220
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php5 -
No 11.
Ticked off No's. 172 and 76
Total now. £7.27I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum
My Challenges
Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
Compers Challenge 2023 0 Wins Compers challenge 2023! — MoneySavingExpert Forum
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Goodday al
Brilliant @enthusiasticsaver thanks for allocating my number #56
I have already started the 1p Challenge in my Chlidren's Halifax Kids Savers account offering 5% after 12months
Did it for 2024 and worked out really well as it takes away any temptation of 'borrowing' or having 'sticky fingers' in the 1p Challenge pot!
#56 rounded up £5.00/£667.95
Havva gooddayMSE Challenges 2025
#56 1p Challenge Halifax Kids Monthly Saver 5.50%: £4.96/£667.95
#14 Fiver Friday Monzo Pot1 £30/£260
#24 Make £2025 in 2025 Monzo Pot2 £172.54/£2025
Vinted £32.50
Surveys:
Usertesting $169 (£138.58)
Yougov 825/5000pts| BrandedSurveys 651pts| Pinecone 1000pts/£9| PrimeOpinion £9.25
Cashback,Referrals & Interests:
JamDoughnut £7.98| Monzo £10
Wins/Comps 25
£10 Lidls Super Spin coupon| x2 Odeon Tickets Uber One
May money savviness keep compounding........dbp1 -
#12 checking in again. Crossed off 5-14 incl, 20,23,362. £5 sent to pot. Now on £21.86/£667
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,764....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1570/£3000
.
Studies/surveys April.....£54.22
Decluttering items 1402/2025. 193/2026
Books read 23 in 2025. 2026- 10 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
#58 Checking in to update totals - I have crossed off pots 1 through to and including pot 31, with a total of £4.96March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
Thank you @emsi_b that makes sense👍🏽MSE Challenges 2025
#56 1p Challenge Halifax Kids Monthly Saver 5.50%: £4.96/£667.95
#14 Fiver Friday Monzo Pot1 £30/£260
#24 Make £2025 in 2025 Monzo Pot2 £172.54/£2025
Vinted £32.50
Surveys:
Usertesting $169 (£138.58)
Yougov 825/5000pts| BrandedSurveys 651pts| Pinecone 1000pts/£9| PrimeOpinion £9.25
Cashback,Referrals & Interests:
JamDoughnut £7.98| Monzo £10
Wins/Comps 25
£10 Lidls Super Spin coupon| x2 Odeon Tickets Uber One
May money savviness keep compounding........dbp0 -
Oh yes another Vinted sale last night of £10 🎉
So far:
Vinted £20
Usertesting $50 (£40.25p)
Cashback £32.50
£92.75p/£2025Accumilating points on YovGov & Pinecone
Havva great dayMSE Challenges 2025
#56 1p Challenge Halifax Kids Monthly Saver 5.50%: £4.96/£667.95
#14 Fiver Friday Monzo Pot1 £30/£260
#24 Make £2025 in 2025 Monzo Pot2 £172.54/£2025
Vinted £32.50
Surveys:
Usertesting $169 (£138.58)
Yougov 825/5000pts| BrandedSurveys 651pts| Pinecone 1000pts/£9| PrimeOpinion £9.25
Cashback,Referrals & Interests:
JamDoughnut £7.98| Monzo £10
Wins/Comps 25
£10 Lidls Super Spin coupon| x2 Odeon Tickets Uber One
May money savviness keep compounding........dbp2 -
ment to post in a different forum!Dbellaa_Prospers said:
Oh yes another Vinted sale last night of £10 🎉
So far:
Vinted £20
Usertesting $50 (£40.25p)
Cashback £32.50
£92.75p/£2025Accumilating points on YovGov & Pinecone
Havva great day
MSE Challenges 2025
#56 1p Challenge Halifax Kids Monthly Saver 5.50%: £4.96/£667.95
#14 Fiver Friday Monzo Pot1 £30/£260
#24 Make £2025 in 2025 Monzo Pot2 £172.54/£2025
Vinted £32.50
Surveys:
Usertesting $169 (£138.58)
Yougov 825/5000pts| BrandedSurveys 651pts| Pinecone 1000pts/£9| PrimeOpinion £9.25
Cashback,Referrals & Interests:
JamDoughnut £7.98| Monzo £10
Wins/Comps 25
£10 Lidls Super Spin coupon| x2 Odeon Tickets Uber One
May money savviness keep compounding........dbp0
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