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The 365 Day 1p Challenge 2025
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Did complete this a couple of months ago, but used a little of it.
Back up to £670 as of today with £1.30, or whatever, interest to come.
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Only a few days of this challenge remaining if anyone wishes to update.
This thread will be closed on Friday 2 January 2026.
The link to the 2026 challenge is below.
https://forums.moneysavingexpert.com/discussion/6647011/365-day-1p-challenge-for-2026#latestI’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£1500
365 day 1p Challenge 2026 £667.95/£110
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php0 -
Final total saved for 2025 is £13543.64.

Congratulations to all finishers.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£1500
365 day 1p Challenge 2026 £667.95/£110
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php3 -
#49 here.Pleased to say I transferred the last of 2025 days up to day 365 last week and completed the challenge. Hooray!!Total saved as of today £675.17 (inc interest)Thanks so much @enthusiasticsaver for inspiring us all for this challenge and keeping us all motivated and organised.enthusiasticsaver said:
Well done to all those who have finished the challenge.
@geordiejon
@jaxsmar
@Dizzycap
@Maximusfluffious
@LittleMissDetermined
@stewartwilliams
For those who have not updated for a while why not pop on the thread and share your progress. Of the 69 people who signed up last year only 25 are still posting which is a shame.
There are some who are close to finishing including myself.
@sonas_baby
@sstevo19
@MsMoon
@BeyondDirect981
@maggiem
@Peachyveg
@northAthenian
@thegreenhouse
@sharpei65
@ThiswillnotdoNo2
If I have missed any updates from the rest of the challengers please let me know. Keep going.1 -
We've come to the end of this 2025 and it's time to climb aboard 'The 365 Day 1p Challenge 2026' Orient Express or 26 Bus, which ever you prefer
Well done everyone
See you all over on the shiny new 2026 thread 
# No.2 Save 1p A Day Challenge 2026 £118.34 / £667.95 (2)# No.4 Save £12k in 2026 £3635.93 / £12,000 (2)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £50 / £200 (2)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (2)# No.5 Fiver Friday Challenge 2026 £40/£230 (2)# Make £2026 in 2026 £963.98 / £2026 (2)3 -
#63 ending the year on £482.66 (337/365 days)SPCNo.19 #20 (18 £1752.64; 17 £562.86; 16 £678; 15 £1120.92; 14 £416.53; 13 £191.52; 12 £260.48; 11 £480.95; 10 £682.31; 9 £442.64)
1p Challenge 2026 #24
52-Week Challenge 2026 #113 -
#33 woops, late reporting in but i did complete on 31/12/25
final tally was £667.37 due to interest
huge thanks @enthusiasticsaver
northAthenian#40 in 2026's 365x1p challenge - assigning amounts randomly on a daily basis
#26 in 2026's make2026in2026 {Jan=27.14 ~ 1.3%!!!!}
#23 in make2025in2025 final tally : £585.24 (funded Knitfest trip)
2025 = 365x1p challenge #33 final tally £667.37
2024 = 365x1p challenge #10 final tally £668.10
i apologise now, i can't type. Or, my keyboard skills cant keep up with my brain.1 -
Finished the 2025 run, it paid for a mini break in Bodmin half way through so utterly thrilled. I worked out it's a flat rate of £1.83 per day so for 2026 I've started putting £2 per day away as a manageable sum then it'll add up to £730 by the end of the year! Bring it on & good luck all xx2
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This is very late considering 2026 challenge has started. I just wanted to give a final update for 2025. I did manage to complete the challenge, even if I had to dip into it a few times during the year. Thanks everyone for helping me stay the course. Each time I had to dip into it, I felt like I'd failed and should stop, but my internal voice wouldn't let me, plus having this community helped.I'm not able to join the 2026 challenge as I am currently unemployed (VR), so am living off that for the time being til I find a new job or see if there's enough in my pension pot to retire early.Hope to join the challenge later in the year.The 365 Day 1p Challenge 2025. Member #420
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#48
My last contribution was week ending 9th Nov, so almost made it!
After that, the bits of cash that I had was spent rather than drawing out of the bank!
Well done everyone who made it to the end
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