📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

IA's Debt/Life/Little bit of Everything Diary...

15152545657225

Comments

  • I've never watched the videos - what are they going to use as a case study? I hope they are paying your fares....
    Not sure about the case study but from what I gathered (not 100% sure though so don't take anything as gospel) they're going to have 3 people with debt problems who I give advice to about dealing with their debt...
    Have got to ask about the fares... :o
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Just had a call from the citizens advice about me wanting to volunteer..
    They're going to send me out an information pack.. she said that the training is a good 6-9 months in 2 3 hour sessions a week (mon to fri) in wombourne but with the possibility of me being able to do some in Penk... then after you're trained they usually ask for a good 18 month commitment to them as a volunteer because of the cost involved with the training which is fair enough... They're always in need of money advisers so if I was accepted and trained there would be good prospects for me to get a job within the CAB and she's given me a web address to be able to have a mooch online....

    seems there's only 2 problems..... 1 babysitter..... 2.. getting to and from wombourne twice a week which is a good 45 min drive each way......
    and that's IF I was chosen, as apparently if I'm happy with everything I need to meet with the woman who called and an area manager for an interview to see if I'm suitable..

    Nothings ever straight forward is it? :(
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • I'm going to ask if they refund travel costs...

    See if you can load up on some free sanwiches whilst you are there too :)
    :p I'm the only gay in this forum :p
    *Everybody wants prosthetic foreheads on their real heads*
  • Kaz2904
    Kaz2904 Posts: 5,797 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    Just been having a read of this new diary- I was wondering where you'd gone!
    WRT Ash's pre-school sessions, she can have 5 2.5 hour sessions each week.
    She can take 2 sessions in one day but they have to be separated by an hour break. If the nursery do lunch you can pay for that. I just pick DS up during his lunch break or DH has to pick him up if I'm working/sleeping.
    So you would be able to have 2.5 days without having to pay more than the lunch break. HTH and good luck for your filming.
    Debt: 16/04/2007:TOTAL DEBT [strike]£92727.75[/strike] £49395.47:eek: :eek: :eek: £43332.28 repaid 100.77% of £43000 target.
    MFiT T2: Debt [STRIKE]£52856.59[/STRIKE] £6316.14 £46540.45 repaid 101.17% of £46000 target.
    2013 Target: completely clear my [STRIKE]£6316.14[/STRIKE] £0 mortgage debt. £6316.14 100% repaid.
  • Just read about you going on It Pays to Watch- WOW - well done!!! Good luck!
    Fiona xx

    :easter_ba

    Proud to be dealing with our debts:p
    Lightbulb moment - September 2006.
    Got organised, got a joint account, stopped overspending.
    Debt free date: December 2009 - we can do it!
    # IA's Lose the belly, bum (and the debt) challenge 2008

    Halve our debt in 2008 / Pay off the rest in 2009

    Goals by July 2008:
    * Former employer overpayment with £1,800 remaining...
    * 0% Virgin Credit card with £1,800 (we needed a holiday...!)
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    IA, I volunteer for something very similar to the CAB but for young people. Anyway, they pay my travel expenses and I know they pay a bit towards childcare too for volunteers with under 10s so it might be worth asking?
    No longer using this account for new posts from 2013
  • Gemmzie wrote: »
    IA, I volunteer for something very similar to the CAB but for young people. Anyway, they pay my travel expenses and I know they pay a bit towards childcare too for volunteers with under 10s so it might be worth asking?
    Who is it you volunteer for?
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • The 4350 piggy points went in this morning from the train tickets.. :D
    So I've ordered a £10 boots vouchers, £30 of arcadia vouchers (burton, dotty p's etc) and a free blockbuster movie rental voucher... :D
    Ordered them today so fingers crossed that they arrive for us going to london so we've got some extra spending money :D

    Ste's set himself a new challenge. He wants/needs a proper acoustic drumkit for the band. The electronic kit is great especially for home recording BUT we're having problems with the PA at the practice studios with the vocals completely drowning out the drums.. no idea why.. must be some kind of problem with the PA but he wants to get one for when we start gigging anyway soooooo....Welcome to Day 1 of the ...


    'Ste's drum kit challenge ' :D
    The challenge is to raise the money for a drumkit via any method possible but he's going down the selling stuff/ebay route at the moment... he wants to raise £600 which will get him a decent mid range kit and decent cymbals. He doesn't need a pedal as he's already got his double pedal... so it's just the kit, cymbals and practice pads...
    The rules :-
    • Money must be raised seperately to our debt targets...
    • No using credit of any form
    • No selling wife or children
    • No using debt savings or budget money
    • The money raised must be used for a drumkit and not random consoles/gadgets! :rotfl:
    • No help from Sar ;)
    His nephew has agreed to buy our old desktop PC off him for £100 and is giving us the money next week.. so that'll be £100 in the debt kitty... and we're going to be listing some stuff on ebay tonight to end on sunday... he's even considering selling the ps3 :eek::eek:
    Wish him luck.... ;)


    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • JET34
    JET34 Posts: 1,144 Forumite
    Ohhh Good luck Ste!!!

    Great news on the pigsback vouchers mine were credited today as well good old southwest trains!!
    DEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j
  • Jo4
    Jo4 Posts: 6,839 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good luck Ste, you'll do it.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.