Santander Changed My Account

24

Comments

  • born_again
    born_again Posts: 19,434 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Just had an email definitely from Santander Bank saying that they have changed my 123 current account to a Select today.
    Checked online & it is now a Select account.
    I did NOT authorise this account change at all.
    I do NOT meet the criteria for this account no way !!
    Any ideas as to what is going on ??
    Santander chat are completely useless.
    Anybody have an email address for a written complaint ??


    Ring them up & ask, would be fastest.
    You won't be able to complain via email as it is a unsecure method of contact & there is no way to verify you as a customer.
    Or of course you could write to them via snail mail.
    Life in the slow lane
  • Nasqueron
    Nasqueron Posts: 10,450 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    Just had an email definitely from Santander Bank saying that they have changed my 123 current account to a Select today.
    Checked online & it is now a Select account.
    I did NOT authorise this account change at all.
    I do NOT meet the criteria for this account no way !!
    Any ideas as to what is going on ??
    Santander chat are completely useless.
    Anybody have an email address for a written complaint ??


    Ring them up & ask, would be fastest.
    You won't be able to complain via email as it is a unsecure method of contact & there is no way to verify you as a customer.
    Or of course you could write to them via snail mail.
    You can lodge a complaint in the app or website after logging in, much quicker than a phone in most cases

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Mark_d said:
    It looks like Santander have stopped the 123 account.  Maybe "Select" is the closest account to the 123 that is better than the 123 ?
    While they no longer offer the account. They are kept as legacy accounts for people that have them.
    Would be very strange to just shift customers to another account without at least 90 days notice as per T/C.
    Well they have just moved me.
    No notice absolutely nothing.
    And I noticed that the Select account is £5 a month & not £4 a month 😁😁

  • Mark_d said:
    It looks like Santander have stopped the 123 account.  Maybe "Select" is the closest account to the 123 that is better than the 123 ?
    While they no longer offer the account. They are kept as legacy accounts for people that have them.
    Would be very strange to just shift customers to another account without at least 90 days notice as per T/C.
    Well they have just moved me.
    No notice absolutely nothing.
    And I noticed that the Select account is £5 a month & not £4 a month 😁😁

    Yes, but for the extra £1, you get to feel good about yourself.
    I came into this world with nothing and I've got most of it left.
  • gt94sss2
    gt94sss2 Posts: 6,000 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 5 September 2024 at 5:55PM
    Mark_d said:
    It looks like Santander have stopped the 123 account.  Maybe "Select" is the closest account to the 123 that is better than the 123 ?
    While they no longer offer the account. They are kept as legacy accounts for people that have them.
    Would be very strange to just shift customers to another account without at least 90 days notice as per T/C.
    Well they have just moved me.
    No notice absolutely nothing.
    And I noticed that the Select account is £5 a month & not £4 a month 😁😁

    They won't have moved you to a Select Current account as they withdrew them from sale years ago (unless you already had one).

    Any monthly fee you pay now will remain unchanged as well the type of current amount you have.

    Santander will have moved you to their Select service which is a free add-on and basically means you qualify for slightly better trained staff when you call them. 

    https://www.santander.co.uk/select/about-santander-select

    Don't worry about meeting any qualification criteria. They have just decided to upgrade you based on your account usage. 

  • GeoffTF
    GeoffTF Posts: 1,812 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    You still have a 123 account, but you now also have Select status. You can phone the Select customer services line if you wish, or phone the standard line if you don't wish. You can draw more money from an ATM if you wish, or not if you don't wish. You can also take advantage of some lovely Santander products if you wish, or not if you don't wish. Santander's criteria for Select status are true in fiction only. Ditto for Private status.
  • born_again
    born_again Posts: 19,434 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Mark_d said:
    It looks like Santander have stopped the 123 account.  Maybe "Select" is the closest account to the 123 that is better than the 123 ?
    While they no longer offer the account. They are kept as legacy accounts for people that have them.
    Would be very strange to just shift customers to another account without at least 90 days notice as per T/C.
    Well they have just moved me.
    No notice absolutely nothing.
    And I noticed that the Select account is £5 a month & not £4 a month 😁😁

    So rather than posting on here, sort it out with them. We can't do anything. 
    The time on here could have been used to contact & sort it out with far less stress 🤷‍♀️
    Life in the slow lane
  • Mark_d said:
    It looks like Santander have stopped the 123 account.  Maybe "Select" is the closest account to the 123 that is better than the 123 ?
    While they no longer offer the account. They are kept as legacy accounts for people that have them.
    Would be very strange to just shift customers to another account without at least 90 days notice as per T/C.
    Well they have just moved me.
    No notice absolutely nothing.
    And I noticed that the Select account is £5 a month & not £4 a month 😁😁

    So rather than posting on here, sort it out with them. We can't do anything. 
    The time on here could have been used to contact & sort it out with far less stress 🤷‍♀️
    Oh right very helpful comment.
    Not
  • One benefit is you can call them now to have a rant at them, before upgrade  you would have had to wait till the morning.
    Let's Be Careful Out There
  • 35har1old
    35har1old Posts: 1,735 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 5 September 2024 at 8:34PM
    Just had an email definitely from Santander Bank saying that they have changed my 123 current account to a Select today.
    Checked online & it is now a Select account.
    I did NOT authorise this account change at all.
    I do NOT meet the criteria for this account no way !!
    Any ideas as to what is going on ??
    Santander chat are completely useless.
    Anybody have an email address for a written complaint ??


    You must have passed a large amount of money through the account to be upgraded to select.
    As they have upgraded you I wouldn't worry about meeting the criteria 
    One of the benefits of having the Select account is you have a dedicated phone number which reduces the wait times should you need to call 24/7
    0330 1230 0061

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