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I don't use paypal so what is a way to buy a bike from a random person on and internet forum?

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GervisLooper
GervisLooper Posts: 457 Forumite
Fourth Anniversary 100 Posts Name Dropper
edited 19 August 2024 at 5:32PM in Budgeting & bank accounts
It is just over £100 so not huge amount but also not something I would like to lose.

The forum specializes in retro bikes so it is not a common honey pot for scams like gumtree I wouldn't think.

There is a lot of buying and selling on there but this user is a newish member without any real post history. However they have made some other posts not just offering to sell the bike which lends to their credence a little bit.

They live only an hour a way but can't be bothered to meet in person really particularly as they live in a city and I hate driving in cities.

They have offered to send it at cost.

Is anything apart from paypal going to be a punt and putting full trust in the buyer?

I want the bike so wondering whether to 'take the leap of faith'.
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Comments

  • prowla
    prowla Posts: 13,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 19 August 2024 at 6:01PM
    Never send a payment by an unsecured means (bank transfer, etc.).
    Also, even if you had PayPal, never use F&F to pay someone who isn't your friend or family.
  • prowla said:
    Never send a payment by an unsecured means (bank transfer, etc.).
    Also, even if you had PayPal, never use F&F to pay someone who isn't your friend or family.

    I know but I have to pay somehow and don't use paypal thus I must use unsecured. Not going to meet for cash and I don't know a way to do debit transaction to individuals?
  • Zanderman
    Zanderman Posts: 4,879 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ...

    I want the bike so wondering whether to 'take the leap of faith'.
    First take a more basic leap of faith and get PayPal. You don't need to use it afterwards if you don't want to.
  • elsien
    elsien Posts: 36,058 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You could do a bank transfer, however that could end up with you having no money and no bike (or a faulty bike worth much less than you have paid because you haven’t inspected it)  and no way to get the money back.


    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • elsien said:
    You could do a bank transfer, however that could end up with you having no money and no bike (or a faulty bike worth much less than you have paid because you haven’t inspected it)  and no way to get the money back.



    I will see if they sound honest first.
  • elsien
    elsien Posts: 36,058 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Some of the more convincing scammers sound very honest indeed. That is how they get away with it. 
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • username
    username Posts: 740 Forumite
    Part of the Furniture 500 Posts
    Get cash and meet up with them, check the item over and if it's legit do the deal. If it isn't, walk away.

    Any other method will be a gamble.

    Why the reluctance to not want to see the item in the flesh first and doing a cash payment, it seems you have a doubt about this guy's credibility?
  • sausage_time
    sausage_time Posts: 1,482 Ambassador
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Meet them halfway (distance wise)?  It it's a £10 rail fare (say) you could deduct that from the agreed price.  I'd say worth it for peace of mind.
    I’m a Forum Ambassador and I support the Forum Team on the Credit CardsSavings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • lohr500
    lohr500 Posts: 1,349 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If there is public transport in your area, jump on a bus or train if you hate driving in cities!
    Probably only £2 each way on a bus with the price cap.

    If the bike is OK, then ride it back.

    £2 or £4 spent on public transport is better than potentially losing £100. And you save the transportation cost of the bile at cost.
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