Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
Ready, steady… save!
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Awesome August's No-Spend Days Challenge!
Comments
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It's one for me today
See you in September!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60001 -
Claiming a last one today, to take me to 13.#15 Save £12k in 2026 £13500/£120001
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Ending the month on an NSD 😁MFW 2025 #45
Jan 2016 Mortgage = £150930.97 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
August NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
August targetsAppleADay2024 10AuntieL 13/15
beanielou 27/19
Caeraugirl 13/10
cathybird 12/10
Crazycatlady2 16/20
Doris17 6/12
Geriatricmum 10/10
HotDog2020 12/15
ilovetea 12/20
KajiKita 23/18
laura lau 16/18
laurenh 9/18
leftatthetrafficlights 24LittleMissDetermined 21/18
Makingabobor2 10/15
MoneyFreedom24 5/15
Mrs CautiousProdigal50Rupacomp 11/12
Saver-upperSecondStar 7/16
short bird 23/22
Worlds Worst Superhero 23/20
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
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Day 23 for me.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Hi @cathybird I am staying on 12 today, I have been snack shopping, which I should not have done 😒1
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I am going to finish on 12 because I forgot to buy a sack of flour on my last spendy day and while it is an essential I should not have forgotten it
and I have a couple of other things I need to sort out today too.
Shiny new September thread up and running here
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Rather to my surprise, today has been an NSD … 🤷♀️😊 I’ll take it.
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 81 books of target 52 in 2026 as @ 14th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
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