Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Awesome August's No-Spend Days Challenge!
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It's one for me today
See you in September!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Claiming a last one today, to take me to 13.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 3/101 -
Ending the month on an NSD 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
August NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =August targetsAppleADay2024 10AuntieL 13/15beanielou 27/19Caeraugirl 13/10cathybird 12/10Crazycatlady2 16/20Doris17 6/12Geriatricmum 10/10HotDog2020 12/15ilovetea 12/20KajiKita 23/18laura lau 16/18laurenh 9/18leftatthetrafficlights 24LittleMissDetermined 21/18Makingabobor2 10/15MoneyFreedom24 5/15Mrs CautiousProdigal50Rupacomp 11/12Saver-upperSecondStar 7/16short bird 23/22Worlds Worst Superhero 23/20🌞 🌞 Everyone welcome to join! 🌞 🌞0
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Day 23 for me.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Hi @cathybird I am staying on 12 today, I have been snack shopping, which I should not have done 😒1
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I am going to finish on 12 because I forgot to buy a sack of flour on my last spendy day and while it is an essential I should not have forgotten it
and I have a couple of other things I need to sort out today too.
Shiny new September thread up and running here1 -
Rather to my surprise, today has been an NSD … 🤷♀️😊 I’ll take it.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
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