August NSD challenge
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Awesome August's No-Spend Days Challenge!
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Another NSD today... And going to go for 15 in September 🥰Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =August targetsAppleADay2024 10AuntieL 12/15beanielou 25/19Caeraugirl 12/10cathybird 11/10Crazycatlady2 16/20Doris17 6/12Geriatricmum 10/10HotDog2020 11/15ilovetea 12/20KajiKita 23/18laura lau 16/18laurenh 9/18leftatthetrafficlights 24LittleMissDetermined 20/18Makingabobor2 10/15MoneyFreedom24 5/15Mrs CautiousProdigal50Rupacomp 11/12Saver-upperSecondStar 7/16short bird 22/22Worlds Worst Superhero 23/20🌞 🌞 Everyone welcome to join! 🌞 🌞0
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...September targetsAppleADay2024AuntieL 15beanielou 19Caeraugirl 15cathybird 15Crazycatlady2Doris17Geriatricmum 10HotDog2020 15iloveteaKajiKita 20laura lau 15laurenhleftatthetrafficlightsLittleMissDetermined 8Makingabobor2MoneyFreedom24Mrs CautiousProdigal50 15Rupacomp 15Saver-upperSecondStarshort bird 18Worlds Worst Superhero🌞 🌞 Everyone welcome to join! 🌞 🌞0
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It's a no spend Friday for me today. No plans, and no desire to do much after work
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Not today - paid the window cleaner (present to Mr KK) late last night so finishing at 23.Not unhappy with that as I had some time off in August and that always leads to more spending.I want to knuckle down in September though!KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I have a few days holiday booked in September, so I will be aiming for 15 NSD.Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
KajiKita said:Not today - paid the window cleaner (present to Mr KK) late last night so finishing at 23.Not unhappy with that as I had some time off in August and that always leads to more spending.I want to knuckle down in September though!KK
@cathybird this has been a very spendy week, sadly, so I will not be able to reach my goal! I was so close! Today I am going to the hairdresser to get my hair done for a wedding I'm going to tomorrow. I Think I might be able to have another NSD tomorrow, as I will be at the wedding so not able to really spend much, but I will end up at 17. Sad!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
day 22 today...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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