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Awesome August's No-Spend Days Challenge!
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
September targetsAppleADay2024AuntieL 15beanielou 19Caeraugirl 15cathybird 15Crazycatlady2Doris17GeriatricmumHotDog2020 15iloveteaKajiKita 20laura laulaurenhleftatthetrafficlightsLittleMissDetermined 8Makingabobor2MoneyFreedom24Mrs CautiousProdigal50 15RupacompSaver-upperSecondStarshort bird 18Worlds Worst Superhero🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
Claiming #11 today.#15 Save £12k in 2026 £4500/£120001
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NSD #11 for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
NSD Wednesday here 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 25 books of target 52 in 2026 as @ 5th April.
Produce tracker: £73 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
August NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
August targetsAppleADay2024 10AuntieL 11/15
beanielou 25/19
Caeraugirl 11/10
cathybird 11/10
Crazycatlady2 16/20
Doris17 6/12
Geriatricmum 9/10
HotDog2020 11/15
ilovetea 12/20
KajiKita 22/18
laura lau 16/18
laurenh 9/18
leftatthetrafficlights 24LittleMissDetermined 19/18
Makingabobor2 10/15
MoneyFreedom24 5/15
Mrs CautiousProdigal50Rupacomp 10/12
Saver-upperSecondStar 7/16
short bird 21/22
Worlds Worst Superhero 22/20
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
Another NSD todayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,764....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1570/£3000
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Studies/surveys April.....£43.44
Decluttering items 1402/2025. 183/2026
Books read 23 in 2025. 2026- 10 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Not today either!1
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Early call for day 21.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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