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Awesome August's No-Spend Days Challenge!

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  • NSDs for Monday Tuesday and Wednesday and today this week! 
  • cathybird
    cathybird Posts: 15,657 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 August 2024 at 1:51PM
    Definitely one for me today. 

    August results updated here :):)
  • cathybird
    cathybird Posts: 15,657 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 August 2024 at 9:10PM
    August NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image


    August targets


    AppleADay2024 10

    AuntieL 10/15  image  image   image  

    beanielou 21/19  image  image   image   image  image  image  image

    Caeraugirl 4/10  image 

    cathybird 6/10  image  image  

    Crazycatlady2 13/20  image  image   image  

    Doris17 6/12  image  image 

    Geriatricmum 9/10  image  image 

    HotDog2020 10/15  image  image   image  

    ilovetea 12/20   image  image   image 

    KajiKita 18/18  image  image   image   image   image

    laura lau 14/18   image  image   image 

    laurenh 9/18  image  image  


    leftatthetrafficlights 24

    LittleMissDetermined 14/18   image  image   image 

    Makingabobor2 8/15  image  image 

    MoneyFreedom24 5/15  image  image 


    Mrs Cautious

    Rupacomp 7/12  image  image 


    Saver-upper

    SecondStar 7/16  image  image 

    short bird 15/22   image  image   image  image

    Worlds Worst Superhero 18/20  image  image   image   image





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • AuntieL
    AuntieL Posts: 373 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Another NSD for me today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    August 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £593/£700
  • Crazycatlady2
    Crazycatlady2 Posts: 1,074 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Haven't read through sorry, 1 to add please 

    Hope everyone ok
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    10/15 For me please @cathybird Thank you.
  • Wednesday was a spending day, a trip to IKEA to get some stuff for my son for when he moves into his university accommodation.
    I used to love IKEA, it was always the go-to place to go for home fixtures and furnishings but this time I was really disappointed.  Prices have really gone up, yet the quality and range of products has gone down. I came away feeling there's very little there now that you can't find elsewhere for a better price.
    The only thing I loved was the vegan hotdog and lingonberry juice 😁

    Thursday was a NSD. I did a grocery shop, but I record this as Essential Spending.

    Friday was another spending day. Went into town and managed to get everything on my son's list that we hadn't been able to get at IKEA. 
    We'd set a budget but only spent half, so I told him to keep it for any other "essentials" he may need.
    According to him, beer, pizza and guitar equipment are "essentials"😆
  • KajiKita
    KajiKita Posts: 7,717 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today - went somewhere very pricey, for lunch with a friend and we both fell into a Very Serious Art Supplies shop … 😉
    Will cancel the loose plans I had for tomorrow and play at home! 😉

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • I would like to join please :-) 

    Starting today :-)

    I'm picking specific items

    Games
    Electronics/technology
    books
    Music

    I have so much of these things but spend more time buying and collecting than enjoying.

    Hoping to change that :-)

    Jan 2022
    Owed approx 70,000 in consumer debt

    Dec 2024/August 2025
    Loan 1 4750/0
    Loan 2 10690/0
    Card 1 10764/7578
    Card 2  5674/4230
    Card 3 5158/0
    Total 37036/11803

    Emergency Fund 0/2000

    2022 Over 70k debt. Time to change!
    2022-25 Paying off debt. 
    2025 Cash lump sum used to pay down debt quicker than hoped. 
    2025+???? Stay happy and in control of my finances

  • Not today £1.06 over budget on Groceries...Not a mega amount, but next time I do this I would like to think I would have taken back the cake...which I shouldn't have or need!
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