August NSD challenge
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Awesome August's No-Spend Days Challenge!
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11/15 Thanks @cathybird I hope you had as good a sunday as me...MD treated me to lunch out, it was rather delicious!!1
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@HotDog2020 I've had a very lazy Sunday! Good to hear you enjoyed yours xxHotDog2020 said:11/15 Thanks @cathybird I hope you had as good a sunday as me...MD treated me to lunch out, it was rather delicious!!
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
August targetsAppleADay2024 10AuntieL 10/15
beanielou 23/19
Caeraugirl 9/10
cathybird 8/10
Crazycatlady2 13/20
Doris17 6/12
Geriatricmum 9/10
HotDog2020 11/15
ilovetea 12/20
KajiKita 20/18
laura lau 16/18
laurenh 9/18
leftatthetrafficlights 24LittleMissDetermined 15/18
Makingabobor2 9/15
MoneyFreedom24 5/15
Mrs CautiousProdigal50Rupacomp 7/12
Saver-upperSecondStar 7/16
short bird 17/22
Worlds Worst Superhero 18/20
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
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NSD Sunday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
One today.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
That sounds good!cathybird said:Prodigal50 said:I would like to join please :-)
Starting today :-)hi Prodigal50
and welcome
to our lovely thread! I've added you to the list, but we are nearly at the end of August, so do you want to go target-free over the next few days and just see how you go, then set a target for September? 
Jan 2022
Owed approx 70,000 in consumer debt
Dec 2024/August 2025
Loan 1 4750/0
Loan 2 10690/0
Card 1 10764/7578
Card 2 5674/4230
Card 3 5158/0
Total 37036/11803
Emergency Fund 0/2000
2022 Over 70k debt. Time to change!
2022-25 Paying off debt.
2025 Cash lump sum used to pay down debt quicker than hoped.
2025+???? Stay happy and in control of my finances1 -
Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Yesterday was NsD and today is also going to be.had to do a very considered purchase on Friday, as we needed a new mattress and found a fabulous offer of mattress with bed with storage, which we really need. I consider this the first step for the house renovations for which I’m slowly starting to save. Back to NSD’s now!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/662 -
Not today.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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