Awesome August's No-Spend Days Challenge!

AuntieL

NSD for me today

cathybird

August NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

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August targets

AppleADay2024 10

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AuntieL 7/15      

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beanielou 20/19               

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Caeraugirl 4/10   

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cathybird 4/10 

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Crazycatlady2 12/20         

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Doris17 6/12     

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Geriatricmum 5/10     

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HotDog2020 8/15     

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ilovetea 12/20         

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KajiKita 16/18         

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laura lau 14/18         

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laurenh 9/18      

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leftatthetrafficlights 24

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LittleMissDetermined 13/18         

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Makingabobor2 7/15     

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MoneyFreedom24 5/15     

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Mrs Cautious

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Rupacomp 7/12     

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Saver-upper

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SecondStar 7/16     

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short bird 13/22         

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Worlds Worst Superhero 17/20         

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🌞 🌞  Everyone welcome to join! 🌞 🌞

cathybird

August results updated here

KajiKita

NSD Tuesday here 😊

KK

Worlds_Worst_Superhero

@HotDog2020 Congratulations on your new job!

As for your wobble with the scratch cards:

What made you want to buy them?
How did you feel as you were scratching off the numbers? Excited? Hopefully? Lucky?
Compare those feelings to how you felt immediately after you realised you had spend £10 and had nothing to show for it.

Scratch cards are a complete con and, like any form of gambling, can be dangerously addictive. If you feel you may need help to manage the need to gamble, there are lots of organisations that can help.

How's about next time you feel the need to gamble, you send me the money to my bank account? 
If you do it every week, I may or may not give you some it back! 😆
Okay, this is a daft comparison, but you can see what I mean.

Now you have a job, how about setting up a separate account on your banking app and pay the money you usually spend on, in your words "crap", every pay day.
You can lock the account so you can only access it in an emergency.
You'll be surprised how quickly "a pound here" and "a couple of pounds there" adds up. If you save it, you can have that holiday you were planning! 🌞🏖️
Except this time you'll be paying cash rather than piling up credit card debt, which means the bank will be paying you interest instead of you paying them 😊 Cocktails on the beach taste even better when someone else if paying for them- in your case, the bank account bonuses 🍹


 

beanielou

Early call for today. 

HotDog2020

Worlds_Worst_Superhero said:

@HotDog2020 Congratulations on your new job!

As for your wobble with the scratch cards:

What made you want to buy them?
How did you feel as you were scratching off the numbers? Excited? Hopefully? Lucky?
Compare those feelings to how you felt immediately after you realised you had spend £10 and had nothing to show for it.

Scratch cards are a complete con and, like any form of gambling, can be dangerously addictive. If you feel you may need help to manage the need to gamble, there are lots of organisations that can help.

How's about next time you feel the need to gamble, you send me the money to my bank account? 
If you do it every week, I may or may not give you some it back! 😆
Okay, this is a daft comparison, but you can see what I mean.

Now you have a job, how about setting up a separate account on your banking app and pay the money you usually spend on, in your words "crap", every pay day.
You can lock the account so you can only access it in an emergency.
You'll be surprised how quickly "a pound here" and "a couple of pounds there" adds up. If you save it, you can have that holiday you were planning! 🌞🏖️
Except this time you'll be paying cash rather than piling up credit card debt, which means the bank will be paying you interest instead of you paying them 😊 Cocktails on the beach taste even better when someone else if paying for them- in your case, the bank account bonuses 🍹


 

I did it on a whim, I regretted it a lot when I scratched off the panel and found I had lost £10, actually I never win at the shop where I bought it is like I am very unlucky there whereas most places I niormally win some of my money back or more, I do not know why I keep going back, welll I know the reason why I was in the shop (to Make a return using a courier there) however when I am smart I don't normally buy anything, just make the return and come home.

Something inside me keeps doing this, I use to get excited now I am just doing it on a whim?

HotDog2020

Also I have spent today £19 for an ad on spare room eak!

laura_lau

NSD today!

HotDog2020

Okay so if the rest of the weeks pans out and I spend on groceries and petrol only I may get some more No spends yet!