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Stopping the backsliding… a family of four no longer living beyond their means

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  • peb
    peb Posts: 1,961 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've just caught up.

    Only thing I would say is have you read Peter Duck?   It's borders fantasy so it depends on how M feels about it.  Definitely don't get him Missie Lee without reading it first.

    You may of course already know the above.
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 17 September 2024 at 2:54PM
    I haven’t read Peter Duck yet but I don’t think he’ll mind if it’s a bit fantasy-esque. Many of the other books he likes are very fantasy/magic/adventure so I don’t think he’ll have a problem if it’s not realistic! And he has a very good level of comprehension and understanding (we’re currently reading The Hobbit together). Hopefully he likes it anyway! I suppose I could give it a read before I wrap it.
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • peb
    peb Posts: 1,961 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I think he'll be fine then.   Just maybe read Missie Lee first - or read up on it!
  • Evening all.

    My new (to me) Fitbit arrived today (£39 from eBay). Very pleased with both it and my stepping progress this week. (I may have mentioned we’re doing a step challenge at work). 

    Today I’ve done over 14,700 steps and 65 “zone minutes” (ie moderate exercise as detected by the heart rate monitor). 

    I actually went for a cold-water wild swim with friends too and took it off then so would have gotten even more active minutes on top, although we weren’t in for ages because it really was much colder than when we went two weeks ago 😂. 

    I think this will be the last time we go this season now. The evenings are drawing in too much now for after-dinner swims, and I’m not one for cold water swimming year-round anyway. I’ve been LOADS this year, as well as out several times in the kayak, so I do feel I’ve made the most of it despite the rubbish summer weather. 

    Nothing much to report budget-wise, as I haven’t really spent anything, so it’s all ticking along nicely. It’s quite a busy week for us, but not an expensive one - so far. I am going for brunch with friends on Sunday during the day and then a comedy gig in the evening (a friend gave me a spare ticket to go with her which was kind!) and I will need at least some taxis on the day to achieve these without a car I think. I might see if I can cadge a lift with a friend to brunch or figure out public transport as it’s not in the city, it’s in a neighbouring town so will incur a bigger taxi fare. 

    Meals today 

    B - blackberry and banana milkshake for me (the kids had cereal today)

    L - leftover salmon, broccoli and peas from last night, with chopped avocado and a bit of mayo and sriracha 

    S - erm, illicit snacking on cheese and haribo may have happened…

    D - falafel/hummus/salad wraps with cheesy chips and extra salad (my friend short-notice joined us for dinner, so I made the cheesy chips to stretch the meal out a bit. I was short on options as our cupboards are always bare on Wednesdays before our weekly shop!).
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 21 September 2024 at 7:45AM
    So my little Monkey is now off on a camping trip with the Cubs. How is he old enough?! He’s been incredibly excited so I hope they have fun. He’s doing archery, climbing and lots of other fun activities while there.

    As I know we’d be out dropping him at the coach before dinner time, I made baked potatoes in the air fryer and a bunch of toppings earlier in the day, then we just had to reheat the potatoes in the air fryer for 15 minutes and serve everything. Worked really well and I‘ll do that again as a make-ahead meal. 

    We have a nice weekend planned. Tomorrow Bambi has a playdate with one of her old nursery friends who is coming round with his mum, then Red’s friend who lives up north happens to be visiting Glasgow so is popping over for dinner with his little girl. 

    On Sunday I’m going for brunch with friends, because my own friend who lives up north is unrelatedly also visiting 😅. Then in the evening I’m going to a comedy gig with another friend. 

    Plans for meals - we’re doing pizza oven pizza for Red’s friend on Saturday then lasagne on Sunday, but making double so we can have it on our busy evening on Thursday too. 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Floss
    Floss Posts: 9,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sounds like you have a great weekend planned.
    2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
    2023 Decluttering Awards: 🥇 🏅🏅🥇
    2024 Decluttering Awards: 🥇⭐
    2025 Decluttering Awards: ⭐⭐
  • Bambi might like the Clack game.  Its great for all ages to play and all my family from 3 to 60 play it.
  • Have your kids got a yoto player? It’s a great gift in that it’s not a toy and you can ask people to buy the story cards for Christmas/birthdays.
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