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The Las Vegas Thread and MSE guide

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  • trets77
    trets77 Posts: 2,886 Forumite
    Part of the Furniture Combo Breaker
    April
    Just to explain.. when i say take £500, I mean take £500 worth of dollars, exchanged using travelex.

    Same with travellers cheques but £1750 worth of USD travellers cheques. Travelex take NO comission and give same rate as cash.

    Now for £3.50, travelex say convertnig the money back into £ from $ when you come back from holiday, they'll give you teh same rate. Most places will give about 1.93 going out and 2.01 coming back so you lose out. This way I'd get the same going out as coming back :)

    So if I lost $1000 cash, used $500 travellers cheques for chips, doubled up to $1000 cash.. i could convert the $1000 into £ using the same exchange rate and not lose out :)

    complicated but it works.

    i think you have pretty much all bases covered . even with a Nationwide Debit you would not make huge savings , so if you desire the security of travellers cheques , i think your good to go :cool: . have fun :beer:
    Better in my pocket than theirs :rotfl:
  • pennylane99
    pennylane99 Posts: 5,783 Forumite
    1,000 Posts Combo Breaker
    May
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    http://www.venetian.com/EVN0708.aspx?EMC-EVN0708
  • photome
    photome Posts: 16,670 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Bake Off Boss!
    Just to explain.. when i say take £500, I mean take £500 worth of dollars, exchanged using travelex.

    Same with travellers cheques but £1750 worth of USD travellers cheques. Travelex take NO comission and give same rate as cash.

    Now for £3.50, travelex say convertnig the money back into £ from $ when you come back from holiday, they'll give you teh same rate. Most places will give about 1.93 going out and 2.01 coming back so you lose out. This way I'd get the same going out as coming back :)

    So if I lost $1000 cash, used $500 travellers cheques for chips, doubled up to $1000 cash.. i could convert the $1000 into £ using the same exchange rate and not lose out :)

    complicated but it works.

    Got it now, as trets said without the debit card you are getting best exchange rate (the commission is taken bfore they give you the rate), understand the buy back now as well. You neber know you may win bucketfuls of cash anyway. I did have it in my head you were taking sterling cash and not dollars.
  • photome
    photome Posts: 16,670 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Bake Off Boss!
    12345ns wrote: »
    how long does it usually take to get the nationwide debit caerd??


    Cant remember exactly, a few weeks i think.
  • Steve1981
    Steve1981 Posts: 565 Forumite
    trets77 wrote: »
    mine took well over a month

    But hopefully not more than 2??:eek:
    paperworks all been sent back and it said 7-10 days??
  • ChuiMartinez
    ChuiMartinez Posts: 376 Forumite
    2 weeks is cutting it tight....i applied last week and still ot heard anything and i'm going next thursday!
  • TangoBunny
    TangoBunny Posts: 694 Forumite
    Part of the Furniture Combo Breaker
    October
    Mine took exactly 3 weeks from the time I filled in the forms at the branch to arriving in the post
    :hello: LORRAINE :hello:
  • MercilessKiller
    MercilessKiller Posts: 7,143 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I had an argument with nationwide. When I got declined the letter said simply you have been declined with no reason.

    When I called they said the reason would be on the letter and they don't have access to it anymore... after 20 minutes of arguing they just said sorry sir, the reason is on the letter and there's nothing more we can do for you.

    Checked again, no reason.

    Did a credit check, all good...

    I think I'm just too young for them (20)

    Anyway yes I've got all the bases covered ^-^ I'm so paranoid about money. I may need that £1750 but I may not.. that's why TC is prob the best (in USD with buyback) as it's insured, I lose no money if I don't use them, and I get a very good travel rate with their rate matching too!
    [FONT=Arial, Helvetica, sans-serif]"The internet is a great way to get on the net."
    - Bob Dole, Republican presidential candidate
    [/FONT]
  • ferf1223
    ferf1223 Posts: 8,936 Forumite
    Part of the Furniture
    March
    TangoBunny wrote: »
    Mine took exactly 3 weeks from the time I filled in the forms at the branch to arriving in the post

    i think that might be the faster option as you can show your ID, etc. when you put in the application.

    I applied online, then got the form through the post to sign and take into a branch with my ID, so it took a bit longer.
    Does remembering a time that a certain degree of personal responsibility was more or less standard means that I am officially old?
  • xXHaloXx
    xXHaloXx Posts: 21 Forumite
    12345ns wrote: »
    how long does it usually take to get the nationwide debit caerd??

    I leave to go to New York/Vegas tommorrow, but didn't decide to open an accoutn with Nationwide till last week, i opened it in the branch on Tuesday (1st July) and my card arrived yesterday, no pin yet but as far as i'm aware, most places in America don't use chip and pin. I have a dollar currency card which i'm also taking with me just incase and $760 in cash
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