The final countdown to June 2026

Jessy103

Hi CK, thought I'd come say hello and wish you well, as you said, we both have the same time goal 😀

carboot_karaoke

Hi @Jessy103 thanks for stopping by your well wishes are appreciated 😊 

Have you thought about life after the mortgage? Anything planned to mark the occasion,  or have you planned big celebrations for your 40th? 

Jessy103

Haha, no big plans, unfortunately! We are not in our forever home at the moment, so when the mortgage is paid off the money I will be saving on that will be going into a savings account to be used for a new home and another MFW journey 🤣 How about you? 

carboot_karaoke

Aww, well l hope you take a little time to pause, and reflect on what you've achieved and perhaps a small treat 🎁 to mark the occasion.

Our plans for June 26...

1) Book a family holiday for later in the year. Its also our 25th wedding anniversary so l would love to go on a just the two of us break we've both been saving for this for a while.

2) Focus on building up our very depleted savings.

Long term, we need to establish how we will manage financially in the future. My pension is very small and Mr Ck doesn't even have one 😢!!. But with +15 years left at work there is time to improve the situation. We have talked about buying a second rental so that would mean yet another MFW journey.

Also planning to move house at some point, not until our youngest has finished school (6 years away) and at least one, maybe both, of our eldest children have moved out - the timeline could be infinite 🤣. I want to downsize hence the need for less permanent bodies in the house. 

carboot_karaoke

Afternoon all, 

The NSD streak continues !! Although l confess l came VERY close to buying lunch today. 

I was starving at work, following an early morning work out.

I should have made at least a sandwich to bring with me but didn't. Anyway, managed to find an old pot noodle at the back of the work cupboard (4 months out of date) tasted awful 😒  don't think it would have been better even if it was in date. Just had to make a coffee to get rid of the vile after taste.

Note to self - always bring lunch or be prepared to suffer the consequences 🤣

I spent the rest of my lunch looking at abroad holidays for next year can't wait.  Very grateful for the free sunshine were having here atm. Let's hope it continues until our camping holiday.