The New Top Easy Access Savings Discussion Area

Snapdragon

cadguy77 said:

janusdesign said:

soulsaver said:

West Brom Four Access Saver (Issue 1) 4.81% £1 min (05/09)

Hi SoulSaver
Your new account is now open and ready for you to make a deposit. 

Do you still need to upload photo ID and a signature during opening or is that now not required ?

I had to upload ID and signature (new customer to WB), then got a prompt saying they'll get back to me in 2-3 business days once verification is complete 

Yes as a new customer I had to upload both ID & Signature and was able to complete application, got an email message confirming application and that I'd hear within 3-5 days, but actually heard the following day that account was open.

friolento

Bankboy said:

Noticed that no one is mentioning Trading 212 for EA account and more. They have just dropped their GBP rate to 5% from 5.2% on uninvested cash but also have a 1.5% cash back on debit card spending. As well as this the account is multi currency with better rates than Wise bank on USD and Euros. Great rates for converting currencies and then using the card abroad in the local currency. Their cash ISA also pays 5.2%. You don’t need to use the account to buy and sell shares but you can if you want. My best account at the minute. 

Their cash ISA only pays 5%.

The cash deposits outside the cash ISA are not FSCS protected.

CuparLad

cadguy77 said:

I had to upload ID and signature (new customer to WB), then got a prompt saying they'll get back to me in 2-3 business days once verification is complete 

I think I waited 2-3 business hours before I got a text and eMail to say the account was open.

csw5780

Might have to top this account up if this isn’t an error!

Update: “…sorry for the confusion here. There’s an error with how the Chip Instant Access account rate is displaying in your app. We expect to fix this error within the next hour. “

CuparLad

Surely that can't be right? My app says the same, but the account on the website is advertised as 4.01%

fourmarks

Bankboy said:

Noticed that no one is mentioning Trading 212 for EA account and more. They have just dropped their GBP rate to 5% from 5.2% on uninvested cash but also have a 1.5% cash back on debit card spending. As well as this the account is multi currency with better rates than Wise bank on USD and Euros. Great rates for converting currencies and then using the card abroad in the local currency. Their cash ISA also pays 5.2%. You don’t need to use the account to buy and sell shares but you can if you want. My best account at the minute. 

How fortuitous that your first ever post enables you to supply such a comprehensive and ringing endorsement of Trading 212. They are indeed fortunate to have such a satisfied and complimentary customer.

I actually do have a small ISA with them, but I can't quite work up that level of enthusiasm for their efforts.

csw5780

CuparLad said:

Surely that can't be right? My app says the same, but the account on the website is advertised as 4.01%

“…sorry for the confusion here. There’s an error with how the Chip Instant Access account rate is displaying in your app. We expect to fix this error within the next hour. “

CuparLad

If it looks too good to be true, it usually is.

cadguy77

Snapdragon said:

cadguy77 said:

janusdesign said:

soulsaver said:

West Brom Four Access Saver (Issue 1) 4.81% £1 min (05/09)

Hi SoulSaver
Your new account is now open and ready for you to make a deposit. 

Do you still need to upload photo ID and a signature during opening or is that now not required ?

I had to upload ID and signature (new customer to WB), then got a prompt saying they'll get back to me in 2-3 business days once verification is complete 

Yes as a new customer I had to upload both ID & Signature and was able to complete application, got an email message confirming application and that I'd hear within 3-5 days, but actually heard the following day that account was open.

This proved to be the same in my case. Now for the obligatory 24hr wait to access the account.

slinger2

Chip app now says 4.01% AER for the instant access account. My balance £0.00 and likely to stay that way