The New Top Easy Access Savings Discussion Area

mebu60

Sainsbury's Money Instant Access Saver (Nectar) Rate

Did anyone see a product summary sheet for this?

4.35% with Nectar certainly beats the 1.0% my former Sainsbury's Bank Defined Access Saver will become on 1 December when it becomes a Nat West Primary Savings Account!

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82161363#Comment_82161363

Doesn't say "Summary Sheet" but this page has all the usual headings of such

https://money.sainsburys.co.uk/savings/nectar-instant-access-saver

mebu60

https://forums.moneysavingexpert.com/discussion/comment/82161437#Comment_82161437

Thanks, but not quite the compact A4 page(s) most providers have that can be tidily saved! The layout doesn't lend itself to being snipped either. I have resorted to typing up the key points including min bal £0, max withdrawal £10k per transaction with £20k limit per rolling 24 hours.

Not forgetting, as has been mentioned already, FSCS includes Saga Money and many on here will have taken the recent EA at 4.5%.

mebu60

Sainsbury's Money Instant Access Saver

For those who like to save a copy of the product summary, see pages 32 & 33 of the Ts&Cs pdf.

Kazza242

Cahoot have launched Simple Saver (issue 20), paying 4.52%.

Min £1 deposit. Annual and monthly interest options available.

@soulsaver

moi

@soulsaver

On Cynergy's site, the easy account on offer is now Issue 103, paying only 4.15% AER*, presumably the replacement of the one in your helpful list: Cynergy OL EA ac Iss102 - 4.55% (incl 2% 1st Yr bonus) £1 min (28/09)

https://www.cynergybank.co.uk/personal/online-easy-access-account

mon3ysav3r

https://forums.moneysavingexpert.com/discussion/comment/82161696#Comment_82161696

Looks the same as Cahoot Simple Saver Issue 18.

For Issue 19 the rate was only 4.35%.

happybagger

https://forums.moneysavingexpert.com/discussion/comment/82161707#Comment_82161707

While Issue 19 was on sale, a raft of 4.5% accounts appeared. Competition in action.

friolento

https://forums.moneysavingexpert.com/discussion/comment/82161707#Comment_82161707

If you already have the 18, upgrading to 20 should give you another 12 months, albeit of a variable rate

DRS1

https://forums.moneysavingexpert.com/discussion/comment/82161812#Comment_82161812

Well more like 2 months - issue 18 will expire in August and issue 20 will expire in October.