The New Top Easy Access Savings Discussion Area

gwapenut

@soulsaver

Hanley boosted rate tracker has now been withdrawn from their website

SH88SH88

https://forums.moneysavingexpert.com/discussion/comment/82160587#Comment_82160587

I'd be tempted to message them about it, sounds like you have a restricted profile.

My home page gives 5 options ... Your Accounts, Your Details, Apply Online, Contact Us and Message Centre. Apply online is useful as it pre-fills personal info.

Rudyson

https://forums.moneysavingexpert.com/discussion/comment/82160581#Comment_82160581

Yes. My nominated a/c is Zopa but I fund from Nationwide

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82160630#Comment_82160630

Thank you so much, that's great news.

Edited to add…..worked a treat, payment shown immediately in account paying by debit card.

SH88SH88

Don't think this has been already mentioned, and it doesn't seem to be on Moneyfacts (unless I've missed it) ...

Sainsburys has an EA at 4.25% (non-Nectar) , or 4.35% with a Nectar card.

Looks to be designed to copy (and slightly top) the existing Tesco savings account.

friolento

https://forums.moneysavingexpert.com/discussion/comment/82161099#Comment_82161099

it’s another “Natwest Boxed” account, like First Active, a Natwest account in effect. Sainsbury Money is just the Marketing front. Shares FSCS with all the Natwest companies.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82161099#Comment_82161099

So yet another stand-alone NatWest product (First Active, Saga)?

EDIT : as @friolento has already posted

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82161099#Comment_82161099

I've already got the (NLA) Tesco Saver @ 4.53%, any freebies or inducements that come with this Sainsburys product that might tempt me away?

SH88SH88

https://forums.moneysavingexpert.com/discussion/comment/82161142#Comment_82161142

Not that I can see. Also, there is one slight hiccup .. "You can currently only have one savings account with us." .

So if they upped the rate you'd need to shuffle funds to the new one whilst closing the old etc... whereas with Tesco, Cynergy etc you'd just open the new issue.

Obvious upside is that the Natwest boxed accounts tend to be instant and the Webpage/site layouts are usually simple and uncluttered.

friolento

Obvious upside is that the Natwest boxed accounts tend to be instant and the Webpage/site layouts are usually simple and uncluttered.

I much prefer the Tesco app to anything from Natwest Boxed, or Cynergy, or a host of other savings accounts. It's also 100% instant, and deposits can be made with Open Banking.