The New Top Easy Access Savings Discussion Area

wiseonesomeofthetime

https://forums.moneysavingexpert.com/discussion/comment/82102626#Comment_82102626

It's as annoying as B's somersaulting chicken imo, but that's a discussion for another thread :)

ToastLady

Spring Savings App

Just for info to anyone who has Halifax current account as linked account and already gone on to Lloyds app.
I'm expecting my Halifax app to close down at some point. Yesterday when depositing through linked account and Halifax app opened up (as expected). Realised that I'd have to change things to Lloyds.
I tried through their chat option, and it just wasn't getting it, so sent a secure message (after hours) asking how to go about it, keeping same sort code and account number. Received 2 emails today, one informing me that my current account had changed, and the other to check my secure messages on Spring app. Staff had changed things for me and now have Lloyds app opening up, rather than Halifax.

cloud_dog

@SFCooper , this is the thread to post and ask any questions regarding easy access accounts (Spring).

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82103148#Comment_82103148

Is this necessary? Doesn't the Halifax current account morph into a Lloyds CA with the same account number/sort code when Halifax goes bye-bye?

Wouldn't Spring's Open Banking supplier (Moneyhub) be responsible for directing you to the Lloyds app rather than the Halifax one (or the appropriate website if the apps are not available on your device)?

pepsi_max2k

Anyone figured out a way to open a Spring account whilst we're outside the UK? VPN's not working, and presume it's requiring GPS enabled and in UK to allow signup. Annoying to wait until I'm back home :'(

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/82099614#Comment_82099614

Wow, the account has been available for a hundred years?!

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/82100357#Comment_82100357

I was completely unaware of the last issue you mention (apart from current account switch bonus abusers). Is there a thread about it? If not, can you name some please.

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82103697#Comment_82103697

There could be a thread, but I am not aware.
I can only talk about the bank accounts that I have and know that they will not reopen an account.
Chase
Starling
Chip - this is a grey area, as some have reported re-opening using a different email address, perhaps change of phone number. I've actually closed this one, as it's been of no use to me for quite some time, and offers seem to be geared towards new customers.

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82103661#Comment_82103661

SPRING APP with Halifax as nominated account

To be honest I don't know, as I still have the Halifax app on my phone (as well as Lloyds). I just wanted to be prepared and not get stuck without access to money when Halifax app closes down for good. Perhaps worth a secure message to Spring asking them and reporting back?

pecunianonolet

https://forums.moneysavingexpert.com/discussion/comment/82103689#Comment_82103689

Also interested for the same.