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The New Top Easy Access Savings Discussion Area

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  • Steve_xx
    Steve_xx Posts: 7,014
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    I can't see how to access the boosted 4.75% on my existing Zopa account.  I've just transferred £500 in and back out incase that activiates it, but it hasn't.
    You might need to update the app before the option to upgrade your account appears. I had to do that.
  • I can't see how to access the boosted 4.75% on my existing Zopa account.  I've just transferred £500 in and back out incase that activiates it, but it hasn't.
    I also had to update my Zopa app on Android before the Jammie Dodger icon appeared bottom left on Savings!
  • allegro120
    allegro120 Posts: 2,802
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    TisMeBill said:
    Zopa - I had the same problem, couldn't see the opt in option for the 4.75%.  You may need to update the app - I did, then the option was apparent on either the home screen or the smart savings hub - can't remember which

    Updating the app worked for me
    Updating didn't work for me because the app was up to date.  I deleted and reinstalled the app, that worked.
  • jak22
    jak22 Posts: 494
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    It won't get 35 pages of chat, but that 4 Access is interesting arriving just as some Chase boosts will be expiring, not the highest rate, but with monthly interest and no hassle to open and operate. 
  • allegro120
    allegro120 Posts: 2,802
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    exel1966 said:
    Looks like Ulster is going to take a back seat now. How things drop out of favour quickly in this dynamic market, but I wonder who's going to be bold enough to launch a straight 5% without a balance restriction (Cahoot)
    Yep, it is notable that savings rates on the way up again.  
  • Russ66
    Russ66 Posts: 576
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    jak22 said:
    It won't get 35 pages of chat, but that 4 Access is interesting arriving just as some Chase boosts will be expiring, not the highest rate, but with monthly interest and no hassle to open and operate. 
    I imagine that most of those Chaser's with expiring boosts will be moving to Zopa @ 4.75%
    You're Damned If You Do & You're Damned If You Don't.
  • friolento
    friolento Posts: 4,435
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    jak22 said:
    It won't get 35 pages of chat, but that 4 Access is interesting arriving just as some Chase boosts will be expiring, not the highest rate, but with monthly interest and no hassle to open and operate. 

    IMO, it can't touch Zopa, which is easy to open, has truly instant deposits and withdrawals, unlimited number of withdrawals, and the top rate. Sure, it does require a min monthly deposit into the Zopa current account, but that can be automated, in and out.
  • Does the interest get paid monthly into the same account on the new Zopa 4.75% account?
  • allegro120
    allegro120 Posts: 2,802
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    edited 21 October 2025 at 7:12PM
    Does the interest get paid monthly into the same account on the new Zopa 4.75% account?
    Yes, the interest will be paid into 4.75% pot.
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