The New Top Easy Access Savings Discussion Area

jak22

It won't get 35 pages of chat, but that 4 Access is interesting arriving just as some Chase boosts will be expiring, not the highest rate, but with monthly interest and no hassle to open and operate. 

allegro120

exel1966 said:

Looks like Ulster is going to take a back seat now. How things drop out of favour quickly in this dynamic market, but I wonder who's going to be bold enough to launch a straight 5% without a balance restriction (Cahoot)

Yep, it is notable that savings rates on the way up again.  

Russ66

jak22 said:

It won't get 35 pages of chat, but that 4 Access is interesting arriving just as some Chase boosts will be expiring, not the highest rate, but with monthly interest and no hassle to open and operate. 

I imagine that most of those Chaser's with expiring boosts will be moving to Zopa @ 4.75%

friolento

jak22 said:

It won't get 35 pages of chat, but that 4 Access is interesting arriving just as some Chase boosts will be expiring, not the highest rate, but with monthly interest and no hassle to open and operate. 

IMO, it can't touch Zopa, which is easy to open, has truly instant deposits and withdrawals, unlimited number of withdrawals, and the top rate. Sure, it does require a min monthly deposit into the Zopa current account, but that can be automated, in and out.

SickGroove

Does the interest get paid monthly into the same account on the new Zopa 4.75% account?

allegro120

SickGroove said:

Does the interest get paid monthly into the same account on the new Zopa 4.75% account?

Yes, the interest will be paid into 4.75% pot.

janusd

Bridlington1 said:

@soulsaver

Coventry BS 4 Access Saver - 1 Year 4.3% to be launched tomorrow

Chip Easy Access Saver `tri' 4.37% (includes 1.63% bonus for 12 months)

is the Coventry 5-Access Saver - 1 Year @ 4.15% a new rate / issue too? the logo icon is missing on Moneyfacts which is usually a sign that it's a new product / rate...

Bridlington1

janusd said:

Bridlington1 said:

@soulsaver

Coventry BS 4 Access Saver - 1 Year 4.3% to be launched tomorrow

Chip Easy Access Saver `tri' 4.37% (includes 1.63% bonus for 12 months)

is the Coventry 5-Access Saver - 1 Year @ 4.15% a new rate / issue too? the logo icon is missing on Moneyfacts which is usually a sign that it's a new product / rate...

It's been around for a couple of months IIRC.

EDIT: Just checked the wayback machine, seems to've been around since at least August.
https://web.archive.org/web/20250830170451/https://www.coventrybuildingsociety.co.uk/member/product/savings/limited_access/5-access-saver-1-year.html

francoghezzi

Bridlington1 said:

janusd said:

Bridlington1 said:

@soulsaver

Coventry BS 4 Access Saver - 1 Year 4.3% to be launched tomorrow

Chip Easy Access Saver `tri' 4.37% (includes 1.63% bonus for 12 months)

is the Coventry 5-Access Saver - 1 Year @ 4.15% a new rate / issue too? the logo icon is missing on Moneyfacts which is usually a sign that it's a new product / rate...

It's been around for a couple of months IIRC.

EDIT: Just checked the wayback machine, seems to've been around since at least August.
https://web.archive.org/web/20250830170451/https://www.coventrybuildingsociety.co.uk/member/product/savings/limited_access/5-access-saver-1-year.html

I can confirm. I opened it last August

Bridlington1

francoghezzi said:

Bridlington1 said:

janusd said:

Bridlington1 said:

@soulsaver

Coventry BS 4 Access Saver - 1 Year 4.3% to be launched tomorrow

Chip Easy Access Saver `tri' 4.37% (includes 1.63% bonus for 12 months)

is the Coventry 5-Access Saver - 1 Year @ 4.15% a new rate / issue too? the logo icon is missing on Moneyfacts which is usually a sign that it's a new product / rate...

It's been around for a couple of months IIRC.

EDIT: Just checked the wayback machine, seems to've been around since at least August.
https://web.archive.org/web/20250830170451/https://www.coventrybuildingsociety.co.uk/member/product/savings/limited_access/5-access-saver-1-year.html

I can confirm. I opened it last August

And now it's just disappeared from moneyfacts suggesting it's set to go NLA within hours, the 4 access saver at 4.3% thus seems to be its replacement.