The New Top Easy Access Savings Discussion Area

linz

gravel_2 said:

Chip saving down to 4.58%.

Thanks for this, off to empty this elsewhere!

poppystar

Coventry have sent out their usual warning email saying they are thinking about it all and will announce their decisions later! 

So less interest to get tax on - new chancellor must be really happy with that one😉

flaneurs_lobster

gravel_2 said:

Chip saving down to 4.58%.

Any word on the Flexi ISA (I know there's an ISA board....)

gravel_2

flaneurs_lobster said:

gravel_2 said:

Chip saving down to 4.58%.

Any word on the Flexi ISA (I know there's an ISA board....)

Post above mine said it - Chip ISA is already down to 4.84 from 5.1.

flaneurs_lobster

gravel_2 said:

flaneurs_lobster said:

gravel_2 said:

Chip saving down to 4.58%.

Any word on the Flexi ISA (I know there's an ISA board....)

Post above mine said it - Chip ISA is already down to 4.84 from 5.1.

Ah, thanks. Posts are moving rather quickly today for some reason....

CuparLad

poppystar said:

Coventry have sent out their usual warning email saying they are thinking about it all and will announce their decisions later! 

So less interest to get tax on - new chancellor must be really happy with that one😉

At least they're doing that. When rates were going up, almost everyone was kicking their heels before raising their own rates, yet the announcements from Skipton, Tandem etc today seem very pre-prepared.

1spiral

gravel_2 said:

flaneurs_lobster said:

gravel_2 said:

Chip saving down to 4.58%.

Any word on the Flexi ISA (I know there's an ISA board....)

Post above mine said it - Chip ISA is already down to 4.84 from 5.1.

If this tracks the base rate, how comes it has dropped by 0.26 and not 0.25?

RedImp_2

What_time_is_it said:

Maybe some easy access accounts will hold off reducing rates for a while longer to avoid an exodus of customers?
And maybe some fixed rate deals might remain on offer too to encourage new customers?
Or am I being too optimistic?

In theory fixed rate deals shouldn’t change, they should have already built In likelihood of rate dropping

masonic

1spiral said:

gravel_2 said:

flaneurs_lobster said:

gravel_2 said:

Chip saving down to 4.58%.

Any word on the Flexi ISA (I know there's an ISA board....)

Post above mine said it - Chip ISA is already down to 4.84 from 5.1.

If this tracks the base rate, how comes it has dropped by 0.26 and not 0.25?

That's the miracle of compounding at work.

Bridlington1

@soulsaver
Oxbury Special Edition EA 5.04% £25k min
Oxbury Easy Access Account Limited (Edition 1) 5.02% £20k MinFR
Oxbury Personal Easy Access Account (Issue 1) at 4.94% £1k minFR
Secure Trust Access Account (Issue 15) 4.90%
Cynergy Bank Online Easy Access Account (Issue 78) 4.94%

All NLA

In addition
Co-operative Bank Base Rate Tracker Savings Account £100k MinFR!! to reduce to 4.75% from 8/8/24

Thus if I'm not mistaken the following enter the top 10:
Cynergy Bank Online Easy Access Account (Issue 79) 4.88%
Kent Reliance EA Issue 71 4.85% £1k min
Limited Issue Online Access Account (Issue 60) 4.85% £1k min