The New Top Easy Access Savings Discussion Area

dgpur

But Cynergy now have a proper app.

flobbalobbalob

dgpur said:

But Cynergy now have a proper app.

Ok, but my point is you need the app to be working to log in to your account using a browser. 

Section62

Ford Money are increasing their Flexible Saver to 4.75% (annual/gross) effective today. (from 4.6%)

poseidon1

TANDEM 0.25% TOP UP RATE TO EXPIRE - INSTANT ACCESS RATE TO FALL TO 4.65%.

Received an email from Tandem indicating my 0.25% top up rate to expire on 9th August. 
Getting  more and more difficult to find easy access accounts paying just below 5% on a monthly interest basis.

jaypers

poseidon1 said:

TANDEM 0.25% TOP UP RATE TO EXPIRE - INSTANT ACCESS RATE TO FALL TO 4.65%.

Received an email from Tandem indicating my 0.25% top up rate to expire on 9th August. 
Getting  more and more difficult to find easy access accounts paying just below 5% on a monthly interest basis.

I had same email and it said I can renew it. Option there so all done. 

poseidon1

jaypers said:

poseidon1 said:

TANDEM 0.25% TOP UP RATE TO EXPIRE - INSTANT ACCESS RATE TO FALL TO 4.65%.

Received an email from Tandem indicating my 0.25% top up rate to expire on 9th August. 
Getting  more and more difficult to find easy access accounts paying just below 5% on a monthly interest basis.

I had same email and it said I can renew it. Option there so all done. 

I did the same, but the in app information still saying top up expiring on 9th 2024. Will see what happens after the 9th.

KevinG

jaypers said:

poseidon1 said:

TANDEM 0.25% TOP UP RATE TO EXPIRE - INSTANT ACCESS RATE TO FALL TO 4.65%.

Received an email from Tandem indicating my 0.25% top up rate to expire on 9th August. 
Getting  more and more difficult to find easy access accounts paying just below 5% on a monthly interest basis.

I had same email and it said I can renew it. Option there so all done. 

Option not there for me.

MichaelAP

jaypers said:

poseidon1 said:

TANDEM 0.25% TOP UP RATE TO EXPIRE - INSTANT ACCESS RATE TO FALL TO 4.65%.

Received an email from Tandem indicating my 0.25% top up rate to expire on 9th August. 
Getting  more and more difficult to find easy access accounts paying just below 5% on a monthly interest basis.

I had same email and it said I can renew it. Option there so all done. 

Mine allowed renewal. Afterwards I received a email from Tandem informing me:- 

Your Instant Access Savings account has been successfully topped up for another 12 months. The Top Up will apply to your account until 08-Aug-25

KevinG

MichaelAP said:

jaypers said:

poseidon1 said:

TANDEM 0.25% TOP UP RATE TO EXPIRE - INSTANT ACCESS RATE TO FALL TO 4.65%.

Received an email from Tandem indicating my 0.25% top up rate to expire on 9th August. 
Getting  more and more difficult to find easy access accounts paying just below 5% on a monthly interest basis.

I had same email and it said I can renew it. Option there so all done. 

Mine allowed renewal. Afterwards I received a email from Tandem informing me:- 

Your Instant Access Savings account has been successfully topped up for another 12 months. The Top Up will apply to your account until 08-Aug-25

OK, found it now and renewed, I think I hadn't been clicking on the actual account first.

ircE

True EA accounts are those which can be opened, and the headline interest rate accessed, from £1 and allow unlimited withdrawals. True Instant EA accounts are True EA accounts which advertise immediate deposits and withdrawals 24/7. Blue highlights are new entries since last time, green highlights are increases in interest rates, and red highlights are reductions in interest rates.

Since last time, Chase has returned to the bottom of the scorecard (Monzo also offers a 4.1% pot however has a smaller max balance than cahoot or Chase). Yorkshire BS also finally decides to start reducing its interest rate. Cynergy and Ford buck the trend and raise their rates, at least for now. Hampshire Trust returns to the scorecard after a long absence.

MPC meeting next week.